Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.3B
Total Deposits
$957M
Net Loans
$885M
Net Income
$525K
ROA
0.16%
Below avg for Community banks. Peer avg: 0.90%
ROE
0.88%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 216 | 78.24% | 10.65% |
| 2022 | 471 | 77.28% | 9.77% |
| 2021 | 758 | 73.35% | 11.87% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2008 | Satisfactory | Intermediate Small Bank |
| Jul 2006 | Satisfactory | Small Bank |
| Apr 2004 | Satisfactory | Large Bank |
6 previous ratings locked — back to 1991
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Exam dates and details are paywalled
Total Branches
11
Branch Deposits
$945M
1-Year Change
0
5-year net change: +1 branches
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