This institution is no longer active

Operations ceased on July 1, 2018. CRA examination history below reflects the period it was active.

GREAT STATE BANK

WILKESBORO, NC · Supervised by FDIC

Est. 2008FDIC #58,659RSSD: FDIC-58659

Satisfactory

Current rating · Exam: February 2010

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.05%

Institution Profile

FDIC BankFind

Address

1422 Us Highway 421, WILKESBORO, NC

County

Wilkes County

Established

July 2, 2008

Total Assets

$144M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2010

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2018Call Report / FDIC

Total Assets

$144M

Total Deposits

$130M

Net Loans

$96M

Net Income

$-744K

ROA

-1.05%

ROE

-12.46%

Risk-Based Capital

14.73%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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