This institution is no longer active

Operations ceased on February 1, 2006. CRA examination history below reflects the period it was active.

ALAMANCE BANK

GRAHAM, NC · Supervised by FDIC

Est. 1998FDIC #34,676RSSD: FDIC-34676

Part ofFNB UNITED CORP→ View all charters

Satisfactory

Current rating · Exam: July 2005

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.08%

Institution Profile

FDIC BankFind

Address

1128 South Main Street, GRAHAM, NC

County

Alamance County

Established

September 14, 1998

Total Assets

$160M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2005

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 20 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2005Call Report / FDIC

Total Assets

$160M

Total Deposits

$111M

Net Loans

$95M

Net Income

$126K

ROA

0.08%

ROE

0.95%

Risk-Based Capital

9.22%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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