California
Community Reinvestment Act ratings · Search California banks
868 banks tracked
Current Rating Distribution
Outstanding
130
15.0%
Satisfactory
688
79.3%
Needs to Improve
47
5.4%
Substantial Noncompliance
3
0.3%
SANTA MONICA BANK
SANTA MONICA · FDIC · Mar 1996
SatisfactoryHOMESTEAD SAVINGS, FS & LA
SAN FRANCISCO · OTS · Oct 1992
SatisfactoryCITIZENS COMMERCIAL TRUST AND SAVINGS BANK OF PASADENA
PASADENA · FDIC · Nov 1994
SatisfactoryMONTEREY BAY BANK
WATSONVILLE · OTS · Jul 2001
SatisfactoryQUAKER CITY BANK
WHITTIER · OTS · Jun 2001
OutstandingU.S. BANK OF CALIFORNIA
SACRAMENTO · FDIC · Dec 1994
SatisfactoryFARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA
LODI · FDIC · Feb 2023
OutstandingPFF BANK & TRUST
POMONA · OTS · Dec 2003
OutstandingSAN DIEGO TRUST & SAVINGS BANK
SAN DIEGO · FDIC · Jan 1994
SatisfactoryBANK OF STOCKTON
STOCKTON · FDIC · Jun 2025
SatisfactoryFULLERTON COMMUNITY BANK, FSB
FULLERTON · OTS · Nov 2007
OutstandingWELLS FARGO BANK,
SIOUX FALLS · OCC · Dec 2009
OutstandingMECHANICS BANK
WALNUT CREEK · FDIC · Nov 2022
SatisfactoryMUTUAL S & LA
PASADENA · OTS · Aug 1992
Needs to ImproveCENFED BANK, A FEDERAL SAVINGS BANK
PASADENA · OTS · Mar 1997
SatisfactoryFIRST FEDERAL BANK OF CALIFORNIA, FSB
SANTA MONICA · OTS · Oct 2007
SatisfactoryHOME SAVINGS OF AMERICA, FSB
IRWINDALE · OTS · Apr 1992
OutstandingHEART FS & LA
AUBURN · OTS · Aug 1992
Needs to ImproveJACKSON FEDERAL BANK
FULLERTON · OTS · Mar 2002
SatisfactorySTOCKTON SAVINGS BANK, FSB
STOCKTON · OTS · May 1996
SatisfactoryHEMET FS & LA
HEMET · OTS · Dec 1998
SatisfactorySECURITY PACIFIC NATIONAL BANK
LOS ANGELES · OCC · Apr 1991
SatisfactoryGLENDALE FEDERAL BANK, FSB
GLENDALE · OTS · Jan 1998
SatisfactoryUNION FEDERAL BANK, A FSB
LOS ANGELES · OTS · Mar 1995
SatisfactoryWESTAMERICA BANK
SAN RAFAEL · FDIC · Aug 2010
SatisfactoryCAPITAL BANK
DOWNEY · FDIC · May 1994
SatisfactoryFIRST NORTHERN BANK OF DIXON
DIXON · FDIC · Sep 2023
SatisfactoryFIRST TRUST BANK
ONTARIO · FDIC · Feb 1994
SatisfactoryBANK OF THE WEST
SAN FRANCISCO · FDIC · May 2021
OutstandingSAN FRANCISCO FS & LA
SAN FRANCISCO · OTS · Feb 1994
SatisfactoryUNITED CALIFORNIA SAVINGS BANK
ANAHEIM · OTS · Sep 1992
Needs to ImproveGREAT WESTERN BANK, A FSB
CHATSWORTH · OTS · Jul 1995
OutstandingGRANITE SAVINGS BANK
SAN FRANCISCO · OTS · Sep 1993
OutstandingWESTERN FEDERAL SAVINGS & LOAN
MARINA DEL REY · OTS · May 1992
OutstandingHOME FS & LA OF SAN FRANCISCO
SAN FRANCISCO · OTS · Jul 1995
OutstandingINDYMAC BANK, F.S.B.
PASADENA · OTS · Dec 2004
SatisfactoryREDLANDS FEDERAL BANK, F.S.B.
REDLANDS · OTS · Feb 1997
SatisfactoryCALIFORNIA SAVINGS BANK
SAN FRANCISCO · OTS · May 2006
OutstandingCALIFORNIA FEDERAL BANK
SAN FRANCISCO · OTS · Jul 2001
OutstandingBROADWAY FEDERAL BANK, F.S.B.
LOS ANGELES · OTS · May 2008
OutstandingPLACER SAVINGS BANK
AUBURN · OTS · Apr 1999
SatisfactoryFAMILY SAVINGS BANK, FSB
LOS ANGELES · OTS · Nov 1999
OutstandingHAWTHORNE SAVINGS, F.S.B.
EL SEGUNDO · OTS · Jul 2002
OutstandingSACRAMENTO SAVINGS BANK
SACRAMENTO · OTS · Mar 1993
SatisfactoryFIDELITY FEDERAL BANK, A FSB
GLENDALE · OTS · Sep 2000
Needs to ImproveUNIVERSAL BANK
WEST COVINA · OTS · Nov 2007
SatisfactoryPROVIDENT SAVINGS BANK, FSB
RIVERSIDE · OTS · Jun 2008
SatisfactoryEL DORADO SAVINGS BANK, F.S.B.
PLACERVILLE · OTS · Oct 2007
OutstandingDOWNEY S & LA, F.A.
NEWPORT BEACH · OTS · Dec 2004
SatisfactoryWORLD S & LA, A FS & LA
OAKLAND · OTS · Jul 1999
Outstanding
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| SANTA MONICA BANK | SANTA MONICA | FDIC | Mar 1996 | Satisfactory |
| HOMESTEAD SAVINGS, FS & LA | SAN FRANCISCO | OTS | Oct 1992 | Satisfactory |
| CITIZENS COMMERCIAL TRUST AND SAVINGS BANK OF PASADENA | PASADENA | FDIC | Nov 1994 | Satisfactory |
| MONTEREY BAY BANK | WATSONVILLE | OTS | Jul 2001 | Satisfactory |
| QUAKER CITY BANK | WHITTIER | OTS | Jun 2001 | Outstanding |
| U.S. BANK OF CALIFORNIA | SACRAMENTO | FDIC | Dec 1994 | Satisfactory |
| FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA | LODI | FDIC | Feb 2023 | Outstanding |
| PFF BANK & TRUST | POMONA | OTS | Dec 2003 | Outstanding |
| SAN DIEGO TRUST & SAVINGS BANK | SAN DIEGO | FDIC | Jan 1994 | Satisfactory |
| BANK OF STOCKTON | STOCKTON | FDIC | Jun 2025 | Satisfactory |
| FULLERTON COMMUNITY BANK, FSB | FULLERTON | OTS | Nov 2007 | Outstanding |
| WELLS FARGO BANK, | SIOUX FALLS | OCC | Dec 2009 | Outstanding |
| MECHANICS BANK | WALNUT CREEK | FDIC | Nov 2022 | Satisfactory |
| MUTUAL S & LA | PASADENA | OTS | Aug 1992 | Needs to Improve |
| CENFED BANK, A FEDERAL SAVINGS BANK | PASADENA | OTS | Mar 1997 | Satisfactory |
| FIRST FEDERAL BANK OF CALIFORNIA, FSB | SANTA MONICA | OTS | Oct 2007 | Satisfactory |
| HOME SAVINGS OF AMERICA, FSB | IRWINDALE | OTS | Apr 1992 | Outstanding |
| HEART FS & LA | AUBURN | OTS | Aug 1992 | Needs to Improve |
| JACKSON FEDERAL BANK | FULLERTON | OTS | Mar 2002 | Satisfactory |
| STOCKTON SAVINGS BANK, FSB | STOCKTON | OTS | May 1996 | Satisfactory |
| HEMET FS & LA | HEMET | OTS | Dec 1998 | Satisfactory |
| SECURITY PACIFIC NATIONAL BANK | LOS ANGELES | OCC | Apr 1991 | Satisfactory |
| GLENDALE FEDERAL BANK, FSB | GLENDALE | OTS | Jan 1998 | Satisfactory |
| UNION FEDERAL BANK, A FSB | LOS ANGELES | OTS | Mar 1995 | Satisfactory |
| WESTAMERICA BANK | SAN RAFAEL | FDIC | Aug 2010 | Satisfactory |
| CAPITAL BANK | DOWNEY | FDIC | May 1994 | Satisfactory |
| FIRST NORTHERN BANK OF DIXON | DIXON | FDIC | Sep 2023 | Satisfactory |
| FIRST TRUST BANK | ONTARIO | FDIC | Feb 1994 | Satisfactory |
| BANK OF THE WEST | SAN FRANCISCO | FDIC | May 2021 | Outstanding |
| SAN FRANCISCO FS & LA | SAN FRANCISCO | OTS | Feb 1994 | Satisfactory |
| UNITED CALIFORNIA SAVINGS BANK | ANAHEIM | OTS | Sep 1992 | Needs to Improve |
| GREAT WESTERN BANK, A FSB | CHATSWORTH | OTS | Jul 1995 | Outstanding |
| GRANITE SAVINGS BANK | SAN FRANCISCO | OTS | Sep 1993 | Outstanding |
| WESTERN FEDERAL SAVINGS & LOAN | MARINA DEL REY | OTS | May 1992 | Outstanding |
| HOME FS & LA OF SAN FRANCISCO | SAN FRANCISCO | OTS | Jul 1995 | Outstanding |
| INDYMAC BANK, F.S.B. | PASADENA | OTS | Dec 2004 | Satisfactory |
| REDLANDS FEDERAL BANK, F.S.B. | REDLANDS | OTS | Feb 1997 | Satisfactory |
| CALIFORNIA SAVINGS BANK | SAN FRANCISCO | OTS | May 2006 | Outstanding |
| CALIFORNIA FEDERAL BANK | SAN FRANCISCO | OTS | Jul 2001 | Outstanding |
| BROADWAY FEDERAL BANK, F.S.B. | LOS ANGELES | OTS | May 2008 | Outstanding |
| PLACER SAVINGS BANK | AUBURN | OTS | Apr 1999 | Satisfactory |
| FAMILY SAVINGS BANK, FSB | LOS ANGELES | OTS | Nov 1999 | Outstanding |
| HAWTHORNE SAVINGS, F.S.B. | EL SEGUNDO | OTS | Jul 2002 | Outstanding |
| SACRAMENTO SAVINGS BANK | SACRAMENTO | OTS | Mar 1993 | Satisfactory |
| FIDELITY FEDERAL BANK, A FSB | GLENDALE | OTS | Sep 2000 | Needs to Improve |
| UNIVERSAL BANK | WEST COVINA | OTS | Nov 2007 | Satisfactory |
| PROVIDENT SAVINGS BANK, FSB | RIVERSIDE | OTS | Jun 2008 | Satisfactory |
| EL DORADO SAVINGS BANK, F.S.B. | PLACERVILLE | OTS | Oct 2007 | Outstanding |
| DOWNEY S & LA, F.A. | NEWPORT BEACH | OTS | Dec 2004 | Satisfactory |
| WORLD S & LA, A FS & LA | OAKLAND | OTS | Jul 1999 | Outstanding |