Redwood City, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
100,322
Net Worth Ratio
12.92%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.92B
Total Shares
$1.65B
Total Loans
$1.51B
Net Income
$4.6M
Net Worth Ratio
12.92%
≥7% = Well Capitalized
Members
100,322
Return on Assets
0.24%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.21%
$3.2M
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
350 Convention Way
350 Convention Way, Redwood City, CA, 94063
9-5
Redwood City Branch 575 Middlefield Road
575 Middlefield Rd, Redwood City, CA, 94063
9-5 M-Th 9-6 F 9-2 Sat
San Mateo Branch
1515 S El Camino Real, San Mateo, CA, 94402-3098
9-5 M-Th 9-6 Fri 9-2 Sat
South San Francisco Branch
150 El Camino Real, South San Francisco, CA, 94080
9-5 M-Th9-6 Fri9-2 Sat
Westlake Branch
415 Westlake Ctr, Daly City, CA, 94015-1432
9-5 M-Th 9-6 F 9-2 Sat
East Palo Alto Branch
1735 E Bayshore Rd, East Palo Alto, CA, 94303
9-5 M-Th 9-6 Fri 9-2 Sat
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<a href="https://bankscorer.com/credit-union/monterra" target="_blank" rel="noopener">View MONTERRA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 91.2%· healthy range 60–80%
North Fair Oaks
3117 Middlefield Rd, Redwood City, CA, 94063
9-5 M-Th 9-6 F 9-2 Sat
Redwood City Branch
575 Middlefield Rd, Redwood City, CA, 94063
9-5 M-Th 9-6 F 9-2 Sat
Headquarters
350 Convention Way, Redwood City, CA, 94063
Half Moon Bay Branch
40 Cabrillo Hwy N, Half Moon Bay, CA, 94019
Monday - Thursday: 9 am to 5 pmFriday: 9 am to 6 pmSaturday: 9 am to 2 pm