Oceanside, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
127,939
Net Worth Ratio
8.79%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.76B
Total Shares
$1.45B
Total Loans
$1.21B
Net Income
$3.7M
Net Worth Ratio
8.79%
≥7% = Well Capitalized
Members
127,939
Return on Assets
0.21%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.23%
$2.8M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 768 | 363 | 136 | 47.3% | 17.7% |
| 2022 | 1,404 | 792 | 275 | 56.4% | 19.6% |
| 2021 | 1,294 | 576 | 199 | 44.5% | 15.4% |
No CFPB complaint data available for this credit union.
Oceanside
1278 Rocky Point Dr, Oceanside, CA, 92056
Mon - Fri 9:00 am - 6:00 pm Sat 9:00 - 4:00 pm
San Marcos 010
670 W San Marcos Blvd Ste 101, San Marcos, CA, 92078
Mon - Thur 9:00 am - 5:00 pm Fri 9:00 am - 6:00 pm Sat 9:00 am - 4:00 pm
Barstow 009
995 Armory Rd, Barstow, CA, 92311
Mon - Thur 9:00 am - 5:00 pm Fri 9:00 am - 6:00 pm Sat 9:00 am - 4:00 pm
Temecula 011
40325 Winchester Rd, Temecula, CA, 92591
Mon - Fri 9:00 am - 6:00 pm Sat 9:00 am - 4:00 pm
Camp Pendleton
MCX Complex, Building CU - 1105, Camp Pendleton, CA, 92055
Mon - Thur 9:00 am - 5:00 pm Fri 9:00 am - 6:00 pm Sat 9:00 - 4:00 pm
Twentynine Palms 002
Bldg. 1515, MCAGCC, Twentynine Palms, CA, 92278
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<a href="https://bankscorer.com/credit-union/frontwave" target="_blank" rel="noopener">View FRONTWAVE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 83.8%· healthy range 60–80%
Mon - Fri 9:00 am - 5:00 pm Sat 9:00 am - 2:00 pm
Camp Pendleton - SOI
520409 Basilone Road, Camp Pendleton, CA, 92055
Tues - Fri 10 am - 6 pmSat 9:00 am - 5:00 pmSun 10:00 am - 5:00 pm
San Diego 005
2118 Hochmuth Ave Bldg 2, San Diego, CA, 92140
Mon - Fri 8:30 am - 4:30 pm
Yucca 007
57402 29 Palms Hwy Ste 6, Yucca Valley, CA, 92284
Mon - Fri 9:00 am - 6:00 pmSat 9:00 am - 4:00 pm
Wildomar 023
36290 Hidden Springs Rd, Wildomar, CA, 92595
Mon-Fri - 9AM-6PMSat - 9AM-4PM
8 more locations not shown.