Sunnyvale, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
133,824
Net Worth Ratio
14.24%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$9.58B
Total Shares
$8.24B
Total Loans
$6.57B
Net Worth Ratio
14.24%
≥7% = Well Capitalized
Members
133,824
Delinquency Rate (60d+)
0.05%
$3.3M
Loan-to-share ratio: 79.7%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 2,468 | 1,638 | 453 | 66.4% | 18.4% |
| 2022 | 3,684 | 2,548 | 622 | 69.2% | 16.9% |
| 2021 | 4,423 | 3,118 | 752 | 70.5% | 17.0% |
Last 12 Months
0
Since 2018
11
all complaints on record
Monetary Relief
18%
% of complaints with monetary relief
Untimely Response
0%
% exceeding 15-day window
Monthly Complaints (2021–present)
Data through May 2024.Last 12 months shown — upgrade for full history.
Main Office - Bordeaux
1306 Bordeaux Dr, Sunnyvale, CA, 94089-1005
Mon - Fri 8am - 5pm
Branch - De Anza
10991 N De Anza Blvd, Cupertino, CA, 95014-6303
M, T, Th 9-5; W 10-5; F 9-6
Branch - Blossom Hill
1090 Blossom Hill Rd, San Jose, CA, 95123-1103
M, T, Th 9-5; W 10-5; F 9-6; S 9-2
Branch - San Antonio
495 S San Antonio Rd, Los Altos, CA, 94022-3618
M, T, Th 9-5; W 10-5; F 9-6
Branch - Enterprise
1080 Enterprise Way Ste 150, Sunnyvale, CA, 94089-1411
M. T, Th 9-5; W 10-5; F 9-5
Branch - Stevens Creek
3136 Stevens Creek Blvd, San Jose, CA, 95117
M, T,Th 9-5; W 10-5; F 9-6; S 9-2
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<a href="https://bankscorer.com/credit-union/star-one" target="_blank" rel="noopener">View STAR ONE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
'22
'23
'24
2021–2025 locked
Full 2021–present history available — see pricing from $14/mo.
Branch - Big Basin
14411 Big Basin Way, Saratoga, CA, 95070
?Monday, Tuesday, Thursday: 9 - 5 ?Wednesday: 10 - 5 ?Friday: 9 - 6 ?Saturday: 9 - 2 (Stevens Creek, Blossom Hill and Big Basin only)