SANTA MARIA, CA · Supervised by FDIC
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$405M
Total Deposits
$357M
Net Loans
$294M
Net Income
$1M
ROA
1.01%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.65%
Risk-Based Capital
14.30%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2025 | Satisfactory | Intermediate Small Bank |
| May 2022 | Satisfactory | Small Bank |
| Apr 2019 | Satisfactory | Small Bank |
3 previous ratings locked — back to 2003
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Total Branches
2
Branch Deposits
$367M
1-Year Change
0
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