Santa Maria, CA · Federal Credit Union · Chartered in CA
Who can join
Multiple / other
Members
83,931
Net Worth Ratio
7.99%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.77B
Total Shares
$1.49B
Total Loans
$1.28B
Net Income
$-815,290
Net Worth Ratio
7.99%
≥7% = Well Capitalized
Members
83,931
Return on Assets
-0.05%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.40%
$5.1M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 259 | 149 | 39 | 57.5% | 15.1% |
| 2022 | 382 | 231 | 52 | 60.5% | 13.6% |
| 2021 | 497 | 294 | 37 | 59.1% | 7.4% |
No CFPB complaint data available for this credit union.
Santa Maria HQ
1075 E Betteravia Rd, Santa Maria, CA, 93454
Monday-Thursday 9am to 5pm, Friday 9am - 6 pm and Saturday 10 am to 1 pm
Vandenberg Village Branch
3880 CONSTELLATION RD, LOMPOC, CA, 93436-1404
Mon-Thurs: 9:00am -5:00pm Fri: 9:00am - 6:00pm
Santa Maria Branch
1203 S BROADWAY, SANTA MARIA, CA, 93454-6609
Mon-Thurs: 9:00am - 5:00pm Fri: 9:00am - 6:00pm Sat: 10:00am - 1:00pm
Atascadero Branch
8900 Pueblo Ave, Atascadero, CA, 93422
Mon-Thurs: 9:00am - 5:00pm Fri: 9:00am - 6:00pm
Orcutt Branch
1125 E Clark Ave, Santa Maria, CA, 93455-5111
Mon-Thurs: 9:00am - 5:00pm Fri: 9:00am - 6:00pm
Nipomo Branch
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<a href="https://bankscorer.com/credit-union/coasthills" target="_blank" rel="noopener">View COASTHILLS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 86.0%· healthy range 60–80%
671 W Tefft St Ste 6, Nipomo, CA, 93444-8988
Mon-Thurs: 9:00am - 5:00pm Fri: 9:00am - 6:00pm
Paso Robles Branch
1402 SPRING ST, Paso Robles, CA, 93446-2144
Mon-Thurs: 9:00am - 5:00pm Fri: 9:00am - 6:00pm Sat: 10:00am - 1:00pm
Vandenberg Air Force Base
100 COMMUNITY LOOP, VANDENBERG AFB, CA, 93437-6111
Mon-Thu: 9:00am - 5:00pmFriday: 9:00am - 6:00pm
San Luis Obispo
751 Marsh St, San Luis Obispo, CA, 93401-4084
Monday-Thursday 9 am - 5 pm Friday 9 am - 6 pm
Lompoc Branch
1320 N H St, Lompoc, CA, 93436-3303
Mon-Thurs: 9:00am - 5:00pm Fri: 9:00am - 6:00pm Sat: 10:00am - 1:00pm
1 more location not shown.