LEGACY BANK

MURRIETA, CA · Supervised by FDIC

Est. 2022FDIC #59,204RSSD: FDIC-59204

Part ofLEGACY BCORP→ View all charters

Satisfactory

Current rating · Exam: August 2024

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -2.80%

Institution Profile

FDIC BankFind

Website

www.legacybankca.com

Address

41391 Kalmia St, MURRIETA, CA

County

Riverside County

Established

June 10, 2022

Total Assets

$111M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2024

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

Estimated next exam:Aug 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$111M

Total Deposits

$100M

Net Loans

$76M

Net Income

$-757K

ROA

-2.80%

ROE

-28.88%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$73M

1-Year Change

5-year net change: +1 branches

This is the only examination on record for this bank.

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/9ba74b14-17e1-4597-8671-0391ef28e5cf"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: