🏦Bank Scorer

COMMUNITY WEST BANK

FRESNO, CA · Supervised by FDIC

Est. 1980FDIC #23,030RSSD: FDIC-23030
Part ofCOMMUNITY WEST BANCSHARES→ View all charters
Satisfactory Down

Current rating · Exam: August 2025

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.36%

Institution Profile

FDIC BankFind

Address

7100 N Financial Dr, FRESNO, CA

County

Fresno County

Established

January 10, 1980

Total Assets

$3.7B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2025

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Aug 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$3.7B

Total Deposits

$3.1B

Net Loans

$2.5B

Net Income

$13M

ROA

1.36%

ROE

10.58%

Risk-Based Capital

14.88%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate14.81%Peer avg: 9.91%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

28

Branch Deposits

$3.0B

1-Year Change

+1

5-year net change: +7 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20248166.67%14.81%
202335267.9%12.50%
202244863.39%15.63%
202151664.73%14.73%
202056859.33%15.67%
201944359.59%13.77%
201851960.31%15.61%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

10 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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