Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$2.7B
Total Deposits
$2.3B
Net Loans
$2.2B
Net Income
$8M
ROA
1.16%
Above avg for Community banks. Peer avg: 0.90%
ROE
12.14%
Risk-Based Capital
13.18%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 32 | 71.88% | 9.38% |
| 2023 | 18 | 83.33% | 0.00% |
| 2022 | 60 | 68.33% | 1.67% |
| 2021 | 112 | 81.25% | 2.68% |
| 2020 | 146 | 69.18% | 5.48% |
| 2019 | 101 | 76.24% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2025 | Outstanding | Large Bank |
| Oct 2021 | Satisfactory | Intermediate Small Bank |
| Nov 2018 | Satisfactory | Intermediate Small Bank |
3 previous ratings locked — back to 2007
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Total Branches
11
Branch Deposits
$2.3B
1-Year Change
0
5-year net change: +2 branches
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Preview:
| 2018 | 138 | 84.78% | 3.62% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red