Yuba City, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
87,009
Net Worth Ratio
9.81%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.50B
Total Shares
$1.34B
Total Loans
$1.00B
Net Worth Ratio
9.81%
≥7% = Well Capitalized
Members
87,009
Delinquency Rate (60d+)
0.38%
$3.8M
Loan-to-share ratio: 74.9%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 530 | 322 | 139 | 60.8% | 26.2% |
| 2022 | 515 | 330 | 106 | 64.1% | 20.6% |
| 2021 | 644 | 460 | 85 | 71.4% | 13.2% |
No CFPB complaint data available for this credit union.
Yuba City Branch
1351 Harter Pkwy, Yuba City, CA, 95993-2604
Mon - Thurs 9:00am - 5:30am Fri 9:00am - 6:00pm
Redding Branch
2867 Bechelli Ln, Redding, CA, 96002
Mon - Thurs 9:00am - 5:30pm Fri 9:00am - 6:00pm
Red Bluff Branch
501 Adobe Rd, Red Bluff, CA, 96080
Mon- Thurs 9:00am - 5:30pm Fri 9:00am - 6:00pm
Marysville Branch
422 4th St, Marysville, CA, 95901
Mon - Thurs 9:00am - 5:30pm Fri 9:00am - 6:00pm
Grass Valley Branch
1000 Plaza Dr, Grass Valley, CA, 95945
Mon - Thurs 9:00am - 5:30pm Fri 9:00am - 6:00pm
Auburn Branch
2558A Bell Rd, Auburn, CA, 95603-2502
Mon - Thurs 9:00am - 5:30pm Fri 9:00am - 6:00pm
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<a href="https://bankscorer.com/credit-union/sierra-central" target="_blank" rel="noopener">View SIERRA CENTRAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
South Yuba City Branch
520 Bogue Rd Ste 1, Yuba City, CA, 95991
Mon - Thurs 9:00am - 5:30pm Fri 9:00am - 6:00pm
Roseville Branch
306 N Sunrise Ave, Roseville, CA, 95661
Mon - Thurs 9:00am - 5:30pm Fri 9:00am - 6:00pm
Redding West Branch
1255 Yuba St, Redding, CA, 96001
Mon - Thurs 9:00am - 5:30pm Fri 9:00am - 6:00pm
Paradise Branch
5175 Skyway, Paradise, CA, 95969
Mon - Thurs 9:00am - 6:30pm Fri 9:00am - 6:00pm
8 more locations not shown.