Palo Alto, CA · Federal Credit Union · Chartered in CA
Who can join
Occupational / select employee group
Members
95,462
Net Worth Ratio
10.59%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$4.80B
Total Shares
$3.71B
Total Loans
$3.44B
Net Income
$11.3M
Net Worth Ratio
10.59%
≥7% = Well Capitalized
Members
95,462
Return on Assets
0.24%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.12%
$4.2M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 1,293 | 1,004 | 58 | 77.7% | 4.5% |
| 2022 | 1,688 | 1,285 | 84 | 76.1% | 5.0% |
| 2021 | 1,213 | 1,012 | 48 | 83.4% | 4.0% |
No CFPB complaint data available for this credit union.
Corporate Office
1860 Embarcadero Rd, Palo Alto, CA, 94303-3335
8:00a.m to 5:00p.m
Pampas Lane
694 Pampas Ln, Stanford, CA, 94305
Monday ? Thursday: 9:00 am ? 4:00 pm, Friday: 9:00 am ? 5:00 pm
Tresidder Center
459 Lagunita Dr, Stanford, CA, 94305
Monday-Friday 10:00am-5:30p.m
Medical Center
300 Pasteur Dr, Stanford, CA, 94305
Monday, Tuesday, Wednesday 9:00a.m-5:30p.m Thursday, Friday:7:30a.m-5:30p.m
University Ave
525 University Ave, Palo Alto, CA, 94301
Monday-Thursday 9:00a.m-4:00p.m Friday 9:00a.m-6:00p.m Saturday 9:00a.m-1:00p.m
Redwood City
905 Barron Avenue, Redwood City, CA, 94063
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<a href="https://bankscorer.com/credit-union/stanford" target="_blank" rel="noopener">View STANFORD on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 92.8%· healthy range 60–80%
Monday-Friday 9:00am-5:00pm