Dublin, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
543,881
Net Worth Ratio
10.52%
min. 7% = Well Capitalized
Contact & Details
NCUACredit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$9.62B
Total Shares
$8.29B
Total Loans
$7.10B
Net Income
$6.6M
Net Worth Ratio
10.52%
≥7% = Well Capitalized
Members
543,881
Return on Assets
0.07%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.46%
$32.5M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 4,542 | 2,362 | 1,351 | 52.0% | 29.7% |
| 2022 | 8,044 | 4,535 | 1,642 | 56.4% | 20.4% |
| 2021 | 10,136 | 6,641 | 1,212 | 65.5% | 12.0% |
No CFPB complaint data available for this credit union.
Headquarters
3 Park Pl, Dublin, CA, 94568
M-F 8-5
BERKELEY
2033 Kala Bagai Way, Berkeley, CA, 94704
Weekdays 10am - 5pm Saturdays 9am - 1pm
BRENTWOOD
5601 Lone Tree Way Ste 110, Brentwood, CA, 94513-5377
Weekdays 10am - 6pm Saturdays 10am - 2pm
CASTRO VALLEY
4055 E Castro Valley Blvd, Castro Valley, CA, 94552
Weekdays 10am - 5pm Saturdays 10am - 2pm
CITRUS HEIGHTS
6100 Birdcage Centre Ln Ste 125, Citrus Heights, CA, 95610
Weekdays 10am - 5pm Saturdays 10am - 2pm
CONCORD
1390 Willow Pass Rd Ste 100, Concord, CA, 94520
Weekdays 10am - 6pm Saturdays 10am - 2pm
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/patelco" target="_blank" rel="noopener">View PATELCO on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 85.7%· healthy range 60–80%
DALY CITY
362 Gellert Blvd, Daly City, CA, 94015
Weekdays 10am - 6pm Saturdays 10am - 2pm
DANVILLE
310 Hartz Ave, Danville, CA, 94526
Weekdays 10am - 5pm Saturdays Closed
ELK GROVE
9121 E Stockton Blvd, Elk Grove, CA, 95624
Weekdays 10am - 6pm Saturdays 10am - 2pm
FAIRFIELD
3101 Travis Blvd Ste A, Fairfield, CA, 94534
Weekdays 10am - 6pm Saturdays 10am - 2pm
26 more locations not shown.