Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$4.8B
Total Deposits
$3.8B
Net Loans
$2.4B
Net Income
$55M
ROA
4.57%
Above avg for Community banks. Peer avg: 0.90%
ROE
24.72%
Risk-Based Capital
19.27%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 305 | 63.61% | 28.52% |
| 2023 | 254 | 62.6% | 31.50% |
| 2022 | 136 | 61.76% | 15.44% |
| 2021 | 321 | 64.8% | 14.95% |
| 2020 | 429 | 70.86% | 13.99% |
| 2019 | 194 | 68.56% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2025 | Satisfactory | Large Bank |
| Mar 2022 | Satisfactory | Large Bank |
| Feb 2019 | Satisfactory | Large Bank |
11 previous ratings locked — back to 1990
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Total Branches
21
Branch Deposits
$3.7B
1-Year Change
+1
5-year net change: +2 branches
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Preview:
| 2018 | 200 | 69.5% | 16.50% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red