Bakersfield, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
89,063
Net Worth Ratio
16.16%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.12B
Total Shares
$958.6M
Total Loans
$823.0M
Net Worth Ratio
16.16%
≥7% = Well Capitalized
Members
89,063
Delinquency Rate (60d+)
0.18%
$1.5M
Loan-to-share ratio: 85.9%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 468 | 413 | 55 | 88.3% | 11.8% |
| 2022 | 392 | 341 | 51 | 87.0% | 13.0% |
| 2021 | 323 | 269 | 54 | 83.3% | 16.7% |
No CFPB complaint data available for this credit union.
Main Office
1400 Mill Rock Way, Bakersfield, CA, 93311
8:00am to 6:00pm
Centurion
1021 Central Expy S, Allen, TX, 75013
Vital Records Center
400 Oak St, Bakersfield, CA, 93304
8:00 am to 6:00 pm
Delano
1008 Fremont St, Delano, CA, 93215
8:00 am to 6:00 pm
Tehachapi
20141 W Valley Blvd, Tehachapi, CA, 93561
8:00 am to 6:00 pm
Porterville
680 N Prospect St, Porterville, CA, 93257
8:00 am to 6:00 pm
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/safe-1" target="_blank" rel="noopener">View SAFE 1 on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Visalia
1407 E Noble Ave, Visalia, CA, 93292
M-Th 9:15 am - 5:15 pmFri 9:15 am - 5:45 pm
Granite Falls
8200 Granite Falls Dr, Bakersfield, CA, 93312
9:00 am - 5:15 pm M-Th9:00 am - 5:30 Fri
Taft
1092 Kern St, Taft, CA, 93268
9:00 am - 5:15 pm M-Th9:00 am - 5:30 pm Fri
Panama Lane
3601 Panama Ln, Bakersfield, CA, 93313-3564
MON-THURS 9:00-5:15 PMFRI 9:00-6:00 PM
1 more location not shown.