San Diego, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
413,767
Net Worth Ratio
20.02%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$9.38B
Total Shares
$7.57B
Total Loans
$4.94B
Net Worth Ratio
20.02%
≥7% = Well Capitalized
Members
413,767
Delinquency Rate (60d+)
0.05%
$2.6M
Loan-to-share ratio: 65.2%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 1,779 | 874 | 629 | 49.1% | 35.4% |
| 2022 | 6,149 | 3,804 | 1,206 | 61.9% | 19.6% |
| 2021 | 7,151 | 4,537 | 1,016 | 63.5% | 14.2% |
Last 12 Months
91
Since 2018
242
all complaints on record
Monetary Relief
12%
% of complaints with monetary relief
Untimely Response
0%
% exceeding 15-day window
Monthly Complaints (2021–present)
Data through Jun 2026.Last 12 months shown — upgrade for full history.
Operations Center - Administration Building
6545 Sequence Dr, San Diego, CA, 92121
M-Sat 8-5
Branch 2 Vista
1475 W Vista Way, Vista, CA, 92083
M-F 9am ? 5pmSat 9am - 2pm
Branch 3 El Cajon
312 W Main St, El Cajon, CA, 92020
M-F 9am ? 5pmSat 9am - 2pm
Branch 4 Chula Vista
303 H St # 1, Chula Vista, CA, 91910
M-F 9am ? 5pmSat 9am - 2pm
Branch 5 Santee
286 Town Center Pkwy, Santee, CA, 92071
M-F 9am ? 5pmSat 9am - 2pm
Branch 6 Encinitas
501 N El Camino Real, Encinitas, CA, 92024
M-F 9am ? 5pmSat 9am - 2pm
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<a href="https://bankscorer.com/credit-union/san-diego-county" target="_blank" rel="noopener">View SAN DIEGO COUNTY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
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2021–2025 locked
Full 2021–present history available — see pricing from $14/mo.
Branch 7 Carlsbad
2530 El Camino Real, Carlsbad, CA, 92008
M-F 9am ? 5pmSat 9am - 2pm
Branch 8 Kearny Mesa
5500 Overland Ave Ste 190, San Diego, CA, 92123
M-F 9am ? 5pm
Branch 9 Temecula
31693 Temecula Pkwy, Temecula, CA, 92592
M-F 9am ? 5pmSat 9am - 2pm
Branch 10 Carmel Mountain
12330 Carmel Mountain Rd Ste C1, San Diego, CA, 92128
M-F 9am ? 5pmSat 9am - 2pm
30 more locations not shown.