🏦Bank Scorer

SAN DIEGO COUNTY

San Diego, CA · State Credit Union · Chartered in CA

Well Capitalized

Who can join

Type 99

Charter #61004Est. 1938RSSD: 301190

Members

413,767

Net Worth Ratio

20.02%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$9.38B

Peer Group 6

Members

413,767

as of latest quarter

Net Worth Ratio

20.02%

Well Capitalized

Institution Profile

NCUA

Address

6545 Sequence Dr, San Diego, CA 92121

Chartered

1938

Branch Locations

40 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$9.38B

Total Shares

$7.57B

Total Loans

$4.94B

Net Worth Ratio

20.02%

≥7% = Well Capitalized

Members

413,767

Delinquency Rate (60d+)

0.05%

$2.6M

Loan-to-share ratio: 65.2%· healthy range 60–80%

Branch Locations

NCUA

Operations Center - Administration Building

6545 Sequence Dr, San Diego, CA, 92121

M-Sat 8-5

MainATM

Branch 2 Vista

1475 W Vista Way, Vista, CA, 92083

M-F 9am ? 5pmSat 9am - 2pm

ATM

Branch 3 El Cajon

312 W Main St, El Cajon, CA, 92020

M-F 9am ? 5pmSat 9am - 2pm

ATM

Branch 4 Chula Vista

303 H St # 1, Chula Vista, CA, 91910

M-F 9am ? 5pmSat 9am - 2pm

ATM

Branch 5 Santee

286 Town Center Pkwy, Santee, CA, 92071

M-F 9am ? 5pmSat 9am - 2pm

ATM

Branch 6 Encinitas

501 N El Camino Real, Encinitas, CA, 92024

M-F 9am ? 5pmSat 9am - 2pm

ATM

Branch 7 Carlsbad

2530 El Camino Real, Carlsbad, CA, 92008

M-F 9am ? 5pmSat 9am - 2pm

ATM

Branch 8 Kearny Mesa

5500 Overland Ave Ste 190, San Diego, CA, 92123

M-F 9am ? 5pm

ATM

Branch 9 Temecula

31693 Temecula Pkwy, Temecula, CA, 92592

M-F 9am ? 5pmSat 9am - 2pm

ATM

Branch 10 Carmel Mountain

12330 Carmel Mountain Rd Ste C1, San Diego, CA, 92128

M-F 9am ? 5pmSat 9am - 2pm

ATM

30 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

4 CFPB complaints on record for SAN DIEGO COUNTY CREDIT UNION.

DateProductIssueStateResponse

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.