Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$24.0B
Total Deposits
$20.7B
Net Loans
$20.0B
Net Income
$92M
ROA
1.53%
Above avg for Regional banks. Peer avg: 0.88%
ROE
12.12%
Risk-Based Capital
15.05%
Below avg for Regional banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Regional peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,637 | 73.85% | 7.76% |
| 2023 | 3,064 | 72.52% | 8.29% |
| 2022 | 2,788 | 72.42% | 8.21% |
| 2021 | 2,759 | 73.76% | 8.08% |
| 2020 | 3,518 | 56.62% | 18.11% |
| 2019 | 3,296 | 66.99% |
Last 12 Months
28
Since 2018
128
all complaints on record
Monetary Relief
3.9%
% of complaints where company provided monetary relief
Untimely Response
1.6%
% exceeding CFPB's 15-day response window
Complaints by Product Type
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2026 | Satisfactory | Large Bank |
| Oct 2022 | Satisfactory | Large Bank |
| Jun 2019 | Satisfactory | Large Bank |
10 previous ratings locked — back to 1993
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Total Branches
62
Branch Deposits
$19.8B
1-Year Change
-1
5-year net change: +1 branches
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| 14.68% |
| 2018 | 3,084 | 69.75% | 14.98% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Regional bank avg: 18.70% · above-average shown in red
Monthly Complaints (2021–present)
| Month | Complaints | With Monetary Relief |
|---|---|---|
| August 2025 | 2 | 0 |
| September 2025 | 4 | 0 |
| October 2025 | 1 | 0 |
| November 2025 | 0 | 0 |
| December 2025 | 1 | 0 |
| January 2026 | 5 | 0 |
| February 2026 | 4 | 0 |
| March 2026 | 3 | 0 |
| April 2026 | 3 | 0 |
| May 2026 | 1 | 0 |
| June 2026 | 3 | 0 |
Data through Jun 2026.Last 12 months shown — unlock full history.
Full 2021–present history available — unlock this bank for $9 one-time.