BANK IRVINE

IRVINE, CA · Supervised by FDIC

Est. 2022FDIC #59,296RSSD: FDIC-59296

Needs to Improve

Current rating · Exam: May 2025

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Adequate

ROA 0.92%

Institution Profile

FDIC BankFind

Website

www.bankirvine.com

Address

6201 Oak Canyon, Suite 150, IRVINE, CA

County

Orange County

Established

October 18, 2022

Total Assets

$307M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

May 1, 2025

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

Estimated next exam:May 2030(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$307M

Total Deposits

$236M

Net Loans

$213M

Net Income

$685K

ROA

0.92%

ROE

3.99%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$164M

1-Year Change

5-year net change: +1 branches

This is the only examination on record for this bank.

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