FIRST TECHNOLOGY
San Jose, CA · Federal Credit Union · Chartered in CA
Who can join
Type 53
Members
1,868,605
Net Worth Ratio
10.51%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$28.58B
Peer Group 6
Members
1,868,605
as of latest quarter
Net Worth Ratio
10.51%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$28.58B
Total Shares
$24.59B
Total Loans
$22.10B
Net Income
$45.1M
Net Worth Ratio
10.51%
≥7% = Well Capitalized
Members
1,868,605
Return on Assets
0.16%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.95%
$210.1M
Loan-to-share ratio: 89.9%· healthy range 60–80%
Branch Locations
NCUASan Jose Corporate
2890 Zanker Rd, San Jose, CA, 95134-2118
Not Open to Public
Acton
100 Powdermill Rd, Acton, MA, 01720
Hours: Mon., Tues., Wed., 9:00-5:00; Thurs. & Fri. 9:00-7:00; Sat. 9:00-3:00
Andover
209 N Main St, Andover, MA, 01810-3116
Mon., Tues., Wed., 9:00-5:00; Thurs. & Fri. 9:00-7:00; Sat. 9:00-3:00
Framingham
60 Worcester Rd, Framingham, MA, 01702-5312
Mon., Tues., Wed., 9:00-5:00; Thurs. & Fri. 9:00-7:00; Sat. 9:00-3:00
Franklin
500 W Central St, Franklin, MA, 02038-2902
Mon., Tues., Wed., 9:00-5:00; Thurs. & Fri. 9:00-7:00; Sat. 9:00-3:00
Marlborough East
279 Main St, Marlborough, MA, 01752-5503
Mon., Tues., Wed., 9:00-5:00; Thurs. & Fri. 9:00-7:00; Sat. 9:00-3:00
Marlborough Solomon Pond
865 Donald Lynch Blvd, Marlborough, MA, 01752
Mon., Tues., Wed., 9:00-5:00; Thurs. & Fri. 9:00-7:00; Sat. 9:00-3:00
Nashua
379 Amherst St, Nashua, NH, 03063-1226
Mon., Tues., Wed., 9:00-5:00; Thurs. & Fri. 9:00-7:00; Sat. 9:00-3:00
Tyngnsboro
378 Middlesex Rd, Tyngsboro, MA, 01879-1049
Mon., Tues., Wed., 9:00-5:00; Thurs. & Fri. 9:00-7:00; Sat. 9:00-3:00
Waltham
130 Lexington St, Waltham, MA, 02452-4633
Mon., Tues., Wed., 9:00-5:00; Thurs. & Fri. 9:00-7:00; Sat. 9:00-3:00
54 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
32 CFPB complaints on record for First Technology Federal Credit Union.
| Date | Product | Issue | State | Response |
|---|
Showing 10 most recent of 32 total.
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<a href="https://bankscorer.com/credit-union/first-technology" target="_blank" rel="noopener">View FIRST TECHNOLOGY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.