THE GOLDEN 1
Sacramento, CA · State Credit Union · Chartered in CA
Who can join
Type 99
Members
1,195,395
Net Worth Ratio
9.94%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$21.74B
Peer Group 6
Members
1,195,395
as of latest quarter
Net Worth Ratio
9.94%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$21.74B
Total Shares
$19.51B
Total Loans
$16.18B
Net Income
$24.4M
Net Worth Ratio
9.94%
≥7% = Well Capitalized
Members
1,195,395
Return on Assets
0.11%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.39%
$63.3M
Loan-to-share ratio: 82.9%· healthy range 60–80%
Branch Locations
NCUAThe Golden 1 Credit Union Corporate Office
8945 Cal Center Dr, Sacramento, CA, 95826-3239
M-F 8:00 am - 6:00 pm
Arden Town
515 La Sierra Dr, Sacramento, CA, 95864-7205
Monday - Friday 10:00 - 5:00 Saturday 10:00 - 2:00
Atascadero
8727 El Camino Real, Atascadero, CA, 93422
Monday - Friday 10:00 - 5:00 PMSaturday 10:00 - 2:00
Auburn
2248 Grass Valley Hwy, Auburn, CA, 95603
Monday - Friday 10:00 - 5:00 Saturday 10:00 - 2:00
Bakersfield
4106 California Ave Ste 1, Bakersfield, CA, 93309-1095
Monday - Friday 10:00 - 5:00 Saturday 10:00 - 2:00
Carmichael
4005 Manzanita Ave Ste 60, Carmichael, CA, 95608-1784
Monday - Friday 10:00 - 5:00 Saturday 10:00 - 2:00
Chico
239 W 2nd St Ste 1, Chico, CA, 95928
Monday - Friday 10:00 - 5:00 Saturday 10:00 - 2:00
Clovis
1030 Shaw Ave, Clovis, CA, 93612-3948
Monday - Friday 10:00 - 5:00 Saturday 10:00 - 3:00
CSU Sacramento
7770 College Town Dr, Sacramento, CA, 95826-2343
Monday - Friday 10:00 - 5:00 Saturday 10:00 - 3:00
Davis
508 2nd St Ste 101, Davis, CA, 95616-4664
Monday - Friday 10:00 - 5:00 Saturday 10:00 - 2:00
53 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
34 CFPB complaints on record for GOLDEN 1 CREDIT UNION, THE.
| Date | Product | Issue | State | Response |
|---|
Showing 10 most recent of 34 total.
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<a href="https://bankscorer.com/credit-union/the-golden-1" target="_blank" rel="noopener">View THE GOLDEN 1 on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.