Sacramento, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
1,195,395
Net Worth Ratio
9.94%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$21.74B
Total Shares
$19.51B
Total Loans
$16.18B
Net Income
$24.4M
Net Worth Ratio
9.94%
≥7% = Well Capitalized
Members
1,195,395
Return on Assets
0.11%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.39%
$63.3M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 8,821 | 5,018 | 2,537 | 56.9% | 28.8% |
| 2022 | 11,697 | 6,793 | 2,931 | 58.1% | 25.1% |
| 2021 | 11,357 | 6,307 | 2,340 | 55.5% | 20.6% |
No CFPB complaint data available for this credit union.
The Golden 1 Credit Union Corporate Office
8945 Cal Center Dr, Sacramento, CA, 95826-3239
M-F 8:00 am - 6:00 pm
Arden Town
515 La Sierra Dr, Sacramento, CA, 95864-7205
Monday - Friday 10:00 - 5:00 Saturday 10:00 - 2:00
Atascadero
8727 El Camino Real, Atascadero, CA, 93422
Monday - Friday 10:00 - 5:00 PMSaturday 10:00 - 2:00
Auburn
2248 Grass Valley Hwy, Auburn, CA, 95603
Monday - Friday 10:00 - 5:00 Saturday 10:00 - 2:00
Bakersfield
4106 California Ave Ste 1, Bakersfield, CA, 93309-1095
Monday - Friday 10:00 - 5:00 Saturday 10:00 - 2:00
Carmichael
4005 Manzanita Ave Ste 60, Carmichael, CA, 95608-1784
Monday - Friday 10:00 - 5:00 Saturday 10:00 - 2:00
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<a href="https://bankscorer.com/credit-union/the-golden-1" target="_blank" rel="noopener">View THE GOLDEN 1 on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 82.9%· healthy range 60–80%
Chico
239 W 2nd St Ste 1, Chico, CA, 95928
Monday - Friday 10:00 - 5:00 Saturday 10:00 - 2:00
Clovis
1030 Shaw Ave, Clovis, CA, 93612-3948
Monday - Friday 10:00 - 5:00 Saturday 10:00 - 3:00
CSU Sacramento
7770 College Town Dr, Sacramento, CA, 95826-2343
Monday - Friday 10:00 - 5:00 Saturday 10:00 - 3:00
Davis
508 2nd St Ste 101, Davis, CA, 95616-4664
Monday - Friday 10:00 - 5:00 Saturday 10:00 - 2:00
53 more locations not shown.