Long Beach, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
138,472
Net Worth Ratio
13.15%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$2.19B
Total Shares
$1.90B
Total Loans
$1.15B
Net Income
$4.7M
Net Worth Ratio
13.15%
≥7% = Well Capitalized
Members
138,472
Return on Assets
0.21%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.17%
$1.9M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 314 | 193 | 68 | 61.5% | 21.7% |
| 2022 | 326 | 224 | 33 | 68.7% | 10.1% |
| 2021 | 367 | 249 | 27 | 67.8% | 7.4% |
No CFPB complaint data available for this credit union.
Westminster
5505 Garden Grove Blvd, Westminster, CA, 92683
Monday through Friday 8:30AM - 7:00PMSaturday 8:30AM - 5:00PM (Call Center only)
Cerritos
11239 183rd St, Cerritos, CA, 90703-5417
Monday through Friday 9:30AM - 6:00PMSaturday 9:00AM - 2:00PM
East Long Beach
4341 E 10th St, Long Beach, CA, 90804-5511
Monday through Friday 9:30AM - 6:00PMSaturday 9:00AM - 2:00PM
Lakewood
4916 Bellflower Blvd, Lakewood, CA, 90713-1810
Monday through Friday 9:30AM - 6:00PMSaturday 9:00AM - 2:00PM
Los Altos
6417 E Spring St, Long Beach, CA, 90808-4022
Monday through Friday 9:30AM - 6:00PMSaturday 9:00AM - 2:00PM
Long Beach State Office
6049 E 7th St, Long Beach, CA, 90840-0007
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<a href="https://bankscorer.com/credit-union/lbs-financial" target="_blank" rel="noopener">View LBS FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 60.8%· healthy range 60–80%
Varies with LB State Bookstore hours. Typically M-F 9am - 5pm during the school term.
Bixby Knolls
4436 Atlantic Ave, Long Beach, CA, 90807
Monday through Friday 9:30AM - 6:00PMSaturday 9:00AM - 2:00PM
Marina
6457 E Pacific Coast Hwy, Long Beach, CA, 90803
Monday - Friday 9:30a - 6:00pmSaturday 9:00am - 2:00pm