Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$5.0B
Total Deposits
$4.5B
Net Loans
$4.2B
Net Income
$20M
ROA
1.64%
Above avg for Community banks. Peer avg: 0.90%
ROE
15.85%
Risk-Based Capital
12.73%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,071 | 73.2% | 11.58% |
| 2023 | 1,532 | 73.37% | 14.36% |
| 2022 | 1,465 | 76.11% | 13.11% |
| 2021 | 1,890 | 79.58% | 10.11% |
| 2020 | 2,279 | 79.55% | 9.87% |
| 2019 | 1,715 | 79.42% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2025 | Satisfactory | Large Bank |
| Oct 2021 | Satisfactory | Intermediate Small Bank |
| Jan 2019 | Satisfactory | Intermediate Small Bank |
5 previous ratings locked — back to 2002
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Total Branches
8
Branch Deposits
$3.9B
1-Year Change
+1
5-year net change: +2 branches
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| 11.55% |
| 2018 | 1,530 | 78.89% | 11.76% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red