Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$7.8B
Total Deposits
$6.0B
Net Loans
$5.5B
Net Income
$25M
ROA
1.29%
Above avg for Community banks. Peer avg: 0.90%
ROE
14.16%
Risk-Based Capital
13.87%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 40 | 62.5% | 7.50% |
| 2018 | 94 | 71.28% | 11.70% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2026 | Satisfactory | Large Bank |
| Sep 2022 | Satisfactory | Large Bank |
| Aug 2019 | Satisfactory | Intermediate Small Bank |
4 previous ratings locked — back to 2007
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Total Branches
33
Branch Deposits
$5.4B
1-Year Change
+5
5-year net change: +18 branches
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