🏦Bank Scorer

POPPY BANK

SANTA ROSA, CA · Supervised by FDIC

Est. 2005FDIC #57,903RSSD: FDIC-57903
Part ofBIG POPPY HOLDINGS INC→ View all charters
Satisfactory Same

Current rating · Exam: January 2026

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.29%

Institution Profile

FDIC BankFind

Address

111 Santa Rosa Avenue, SANTA ROSA, CA

County

Sonoma County

Established

January 28, 2005

Total Assets

$7.8B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2026

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Jan 2030(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$7.8B

Total Deposits

$6.0B

Net Loans

$5.5B

Net Income

$25M

ROA

1.29%

ROE

14.16%

Risk-Based Capital

13.87%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate7.50%Peer avg: 9.91%▲ Above avg

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Branch Footprint

FDIC SOD 2025

Total Branches

33

Branch Deposits

$5.4B

1-Year Change

+5

5-year net change: +18 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20194062.5%7.50%
20189471.28%11.70%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 2007

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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