San Jose, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
174,822
Net Worth Ratio
11.18%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$4.66B
Total Shares
$3.76B
Total Loans
$3.43B
Net Worth Ratio
11.18%
≥7% = Well Capitalized
Members
174,822
Delinquency Rate (60d+)
0.31%
$10.5M
Loan-to-share ratio: 91.2%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 742 | 368 | 235 | 49.6% | 31.7% |
| 2022 | 1,814 | 1,158 | 350 | 63.8% | 19.3% |
| 2021 | 1,844 | 1,169 | 233 | 63.4% | 12.6% |
No CFPB complaint data available for this credit union.
Corporate Office
2010 N 1st St, San Jose, CA, 95131-2018
M-F 9:00 am - 5:00 pm
Cupertino Branch
10051 S De Anza Blvd, Cupertino, CA, 95014-2105
M - F 9:00 AM - 5:00 PM Sat 10:00 AM - 2:00 PM
Dublin Branch
6601 Dublin Blvd Ste A, Dublin, CA, 94568-3118
M - F 9:00 AM - 5:00 PM SAT 10:00 AM - 2:00 PM
Fremont Branch
43848 Pacific Commons Blvd, Fremont, CA, 94538
M - F 9:00 AM - 5:00 PM Sat 10:00 AM - 2:00 PM
Milpitas Branch
360 Cypress Dr, Milpitas, CA, 95035-7906
M - F 9:00 AM - 5:00 PM
Santa Teresa Branch
846 Blossom Hill Rd, San Jose, CA, 95123-2718
M - F 9:00 AM - 5:00 PM SAT 10:00 AM - 2:00 PM
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/technology" target="_blank" rel="noopener">View TECHNOLOGY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Sunnyvale Branch
333 W El Camino Real, Sunnyvale, CA, 94087
M - F 9:00 AM - 5:00 PM SAT 10:00 AM - 2:00 PM
Palo Alto Branch
490 California Ave, Palo Alto, CA, 94306-1900
M - F 9:00 AM - 5:00 PM
Austin Branch
823 Congress Ave Ste 300, Austin, TX, 78701-2448
Monday- Friday 10am - 1pm
Campbell Branch
1562 S Bascom Ave, San Jose, CA, 95125-6108
M-F 9:00 AM - 5:00 PM Sat 10:00 AM - 2:00 PM
1 more location not shown.