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TECHNOLOGY

San Jose, CA · State Credit Union · Chartered in CA

Well Capitalized

Who can join

Type 99

Charter #68383Est. 1960RSSD: 171889

Members

174,822

Net Worth Ratio

11.18%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$4.66B

Peer Group 6

Members

174,822

as of latest quarter

Net Worth Ratio

11.18%

Well Capitalized

Institution Profile

NCUA

Address

2010 N 1st St, San Jose, CA 95131-2018

Chartered

1960

Branch Locations

11 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$4.66B

Total Shares

$3.76B

Total Loans

$3.43B

Net Worth Ratio

11.18%

≥7% = Well Capitalized

Members

174,822

Delinquency Rate (60d+)

0.31%

$10.5M

Loan-to-share ratio: 91.2%· healthy range 60–80%

Branch Locations

NCUA

Corporate Office

2010 N 1st St, San Jose, CA, 95131-2018

M-F 9:00 am - 5:00 pm

MainATM

Cupertino Branch

10051 S De Anza Blvd, Cupertino, CA, 95014-2105

M - F 9:00 AM - 5:00 PM Sat 10:00 AM - 2:00 PM

ATM

Dublin Branch

6601 Dublin Blvd Ste A, Dublin, CA, 94568-3118

M - F 9:00 AM - 5:00 PM SAT 10:00 AM - 2:00 PM

ATM

Fremont Branch

43848 Pacific Commons Blvd, Fremont, CA, 94538

M - F 9:00 AM - 5:00 PM Sat 10:00 AM - 2:00 PM

ATM

Milpitas Branch

360 Cypress Dr, Milpitas, CA, 95035-7906

M - F 9:00 AM - 5:00 PM

ATM

Santa Teresa Branch

846 Blossom Hill Rd, San Jose, CA, 95123-2718

M - F 9:00 AM - 5:00 PM SAT 10:00 AM - 2:00 PM

ATM

Sunnyvale Branch

333 W El Camino Real, Sunnyvale, CA, 94087

M - F 9:00 AM - 5:00 PM SAT 10:00 AM - 2:00 PM

ATM

Palo Alto Branch

490 California Ave, Palo Alto, CA, 94306-1900

M - F 9:00 AM - 5:00 PM

ATM

Austin Branch

823 Congress Ave Ste 300, Austin, TX, 78701-2448

Monday- Friday 10am - 1pm

Campbell Branch

1562 S Bascom Ave, San Jose, CA, 95125-6108

M-F 9:00 AM - 5:00 PM Sat 10:00 AM - 2:00 PM

ATM

1 more location not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.