Bakersfield, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
357,321
Net Worth Ratio
9.05%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$4.07B
Total Shares
$3.64B
Total Loans
$2.85B
Net Worth Ratio
9.05%
≥7% = Well Capitalized
Members
357,321
Delinquency Rate (60d+)
1.63%
$46.5M
Loan-to-share ratio: 78.3%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 1,289 | 650 | 366 | 50.4% | 28.4% |
| 2022 | 1,820 | 1,108 | 347 | 60.9% | 19.1% |
| 2021 | 1,953 | 1,226 | 235 | 62.8% | 12.0% |
No CFPB complaint data available for this credit union.
Administrative Office
11500 Bolthouse Dr, Bakersfield, CA, 93311-8822
8:00a.m. - 5:00p.m.
Mt Vernon
3901 Mount Vernon Ave, Bakersfield, CA, 93306-1444
9:00 a.m. - 5:00 p.m. (M-F) 9:00 a.m. - 1:00 p.m. (Sat)
Ridgeview High School
8501 Stine Rd, Bakersfield, CA, 93313
9:00a.m.-3:00p.m. M -Fri
Stockdale High School
2800 Buena Vista Rd, Bakersfield, CA, 93311
9:00 a.m. - 3:00 p.m. (M-F)
Downtown Branch
2424 Chester Ave, Bakersfield, CA, 93301
9:00a.m.-5:00p.m. (M-F)
Ming Ave Branch
4530 Ming Ave, Bakersfield, CA, 93309
9:00 a.m. -5:00 p.m. (M-F) 9:00 a.m. -1:00 p.m. (Sat)
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<a href="https://bankscorer.com/credit-union/valley-strong" target="_blank" rel="noopener">View VALLEY STRONG on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Panama Branch
5001 Panama Ln, Bakersfield, CA, 93313
9:00 a.m. - 5:00 p.m. (M-F) 9:00 a.m. - 6:00 p.m. (Sat) 9:00a.m. - !:00p.m. Sat
River Run Branch
6101 Coffee Rd, Bakersfield, CA, 93308-9415
9:00 a.m. - 5:00 p.m. (M-F) 9:00 a.m. - 1:00 p.m. (Sat)
Tehachapi Branch
1002 W Tehachapi Blvd, Tehachapi, CA, 93561-2533
9:00 a.m. -5:00 p.m. (M-F) 9:00 a.m. - 1:00 p.m. (Sat)
Buena Vista
3300 Buena Vista Rd, Bakersfield, CA, 93311
9:00 a.m. - 5:00 p.m. (M - F) 9:00 a.m. - 1:00 p.m. (Sat)
21 more locations not shown.