San Jose, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
76,513
Net Worth Ratio
8.86%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$2.16B
Total Shares
$1.75B
Total Loans
$1.58B
Net Worth Ratio
8.86%
≥7% = Well Capitalized
Members
76,513
Delinquency Rate (60d+)
0.93%
$14.6M
Loan-to-share ratio: 89.8%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 411 | 250 | 149 | 60.8% | 36.3% |
| 2022 | 1,342 | 1,080 | 235 | 80.5% | 17.5% |
| 2021 | 1,005 | 839 | 114 | 83.5% | 11.3% |
No CFPB complaint data available for this credit union.
Corporate Office- San Jose
5615 Chesbro Ave, San Jose, CA, 95123-3046
From 8:00 a.m. to 5:00 p.m.
Chesbro Financial Center
5615 Chesbro Ave, San Jose, CA, 95123
M-Thur 9:00 a.m. to 5:00 P.m. Friday 9:00 a.m. to 6:00 p.m. Satuday 9:00 a.m. to 1:00 p.m.
Milpitas Financial Center
117 N Milpitas Blvd, Milpitas, CA, 95035
M-Thur 9:00 a.m. to 5:00 p.m. Friday 9:00 a.m. to 6:00 p.m. Saturday 9:00 a.m. to 1:00 p.m.
Cottle Financial Center
5683 Cottle Rd, San Jose, CA, 95123
M-Thur 9:00 a.m. to 5:00 p.m. Friday 9:00 a.m. to 6:00 p.m. Saturday 9:00 a.m. to 1:00 p.m.
Hillsdale Finacial Center
1795 Hillsdale Ave Ste 10, San Jose, CA, 95124-3160
M-Thur 9:00 a.m. to 5:00 p.m. Friday 9:00 a.m. to 6:00 p.m. Saturday 9:00 a.m. to 1:00 p.m.
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<a href="https://bankscorer.com/credit-union/meriwest" target="_blank" rel="noopener">View MERIWEST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
IBM Silicon Valley Lab
555 Bailey Ave, San Jose, CA, 95141
This Location is Temporarily Closed Until Further Notice
Palo Alto VA Hospital
3801 Miranda Ave, Palo Alto, CA, 94304-1207
M, W, F 9:00 a.m. to 4:00 p.m. Tuesday, Thursday, Saturday & Sunday: Closed Payday Friday: 8;00 a.m. to 4:00 p.m.
Monta Loma Financial Center
580 N Rengstorff Ave Ste A, Mountain View, CA, 94043-2867
Monday-Thursday: 9 a.m. to 5 p.m. Friday: 9 a.m. to 6 p.m. Saturday: 9 a.m. to 1 p.m. Sunday: Closed
Santa Clara Financial Center
2042 El Camino Real, Santa Clara, CA, 95050
Monday-Thursday: 9:00 a.m. - 5:00 p.m.Friday: 9:00 am. - 6:00 p.m.Saturday: 9:00 a.m. - 1:00 p.m.Sunday: Closed
Sunnyvale Financial Center
563 E El Camino Real, Sunnyvale, CA, 94087-1942
Monday-Thursday: 9 a.m.-5 p.m.Friday: 9 a.m. - 6 p.m.Saturday: 9 a.m.-1 p.m.Sunday: Closed
5 more locations not shown.