🏦Bank Scorer

SAFE

Folsom, CA · State Credit Union · Chartered in CA

LICUWell Capitalized

Who can join

Type 99

Charter #68366Est. 1940RSSD: 324779

Members

246,385

Net Worth Ratio

10.49%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$4.45B

Peer Group 6

Members

246,385

as of latest quarter

Net Worth Ratio

10.49%

Well Capitalized

Institution Profile

NCUA

Address

2295 Iron Point Rd, Ste 100, Folsom, CA 95630

Chartered

1940

Branch Locations

19 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$4.45B

Total Shares

$3.99B

Total Loans

$3.19B

Net Worth Ratio

10.49%

≥7% = Well Capitalized

Members

246,385

Delinquency Rate (60d+)

0.29%

$9.1M

Loan-to-share ratio: 79.9%· healthy range 60–80%

Branch Locations

NCUA

Corporate

2295 Iron Point Rd, Folsom, CA, 95630-8766

9-5

MainATM

Citrus Heights

7475 Madison Ave, Citrus Heights, CA, 95610

M-F:10-6pm Sat: 10-2pm

ATM

East Elk Grove

9312 Elk Grove Blvd, Elk Grove, CA, 95624

M-F: 10-6pm

ATM

East Sacramento

6341 Folsom Blvd, Sacramento, CA, 95819

M-F:10-6pm Sat: 10-2pm

ATM

El Camino

3560 El Camino Ave, Sacramento, CA, 95821

M-F:10-6pm Sat: 10-2pm

ATM

Folsom

2740 E Bidwell St, Folsom, CA, 95630

M-F:10-6pm Sat: 10-2pm

ATM

Laguna

9162 Bruceville Rd, Elk Grove, CA, 95758

M-F:10-6pm Sat: 10-2pm

ATM

Lincoln Crossing

111 Ferrari Ranch Rd, Lincoln, CA, 95648

M-F:10-6pm Sat: 10-2pm

ATM

North Highlands

4636 Watt Ave, North Highlands, CA, 95660

M-F:10-6pm Sat: 10-2pm

ATM

North Natomas

2761 Del Paso Rd, Sacramento, CA, 95835

M-F:10-6pm Sat: 10-2pm

ATM

9 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.