SAFE
Folsom, CA · State Credit Union · Chartered in CA
Who can join
Type 99
Members
246,385
Net Worth Ratio
10.49%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$4.45B
Peer Group 6
Members
246,385
as of latest quarter
Net Worth Ratio
10.49%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$4.45B
Total Shares
$3.99B
Total Loans
$3.19B
Net Worth Ratio
10.49%
≥7% = Well Capitalized
Members
246,385
Delinquency Rate (60d+)
0.29%
$9.1M
Loan-to-share ratio: 79.9%· healthy range 60–80%
Branch Locations
NCUACorporate
2295 Iron Point Rd, Folsom, CA, 95630-8766
9-5
Citrus Heights
7475 Madison Ave, Citrus Heights, CA, 95610
M-F:10-6pm Sat: 10-2pm
East Elk Grove
9312 Elk Grove Blvd, Elk Grove, CA, 95624
M-F: 10-6pm
East Sacramento
6341 Folsom Blvd, Sacramento, CA, 95819
M-F:10-6pm Sat: 10-2pm
El Camino
3560 El Camino Ave, Sacramento, CA, 95821
M-F:10-6pm Sat: 10-2pm
Folsom
2740 E Bidwell St, Folsom, CA, 95630
M-F:10-6pm Sat: 10-2pm
Laguna
9162 Bruceville Rd, Elk Grove, CA, 95758
M-F:10-6pm Sat: 10-2pm
Lincoln Crossing
111 Ferrari Ranch Rd, Lincoln, CA, 95648
M-F:10-6pm Sat: 10-2pm
North Highlands
4636 Watt Ave, North Highlands, CA, 95660
M-F:10-6pm Sat: 10-2pm
North Natomas
2761 Del Paso Rd, Sacramento, CA, 95835
M-F:10-6pm Sat: 10-2pm
9 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/safe-ca" target="_blank" rel="noopener">View SAFE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.