🏦Bank Scorer

MEGA BANK

SAN GABRIEL, CA · Supervised by FDIC

Est. 2008FDIC #58,401RSSD: FDIC-58401
Needs to Improve Down

Current rating · Exam: May 2025

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Adequate

ROA 0.90%

Institution Profile

FDIC BankFind

Address

245 W Valley Blvd, SAN GABRIEL, CA

County

Los Angeles County

Established

February 5, 2008

Total Assets

$515M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

May 1, 2025

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:May 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$515M

Total Deposits

$437M

Net Loans

$410M

Net Income

$1M

ROA

0.90%

ROE

6.38%

Risk-Based Capital

17.73%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

4

Branch Deposits

$435M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

5 previous ratings locked — dating back to 2010

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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