Banks & credit unions · Search Kentucky banks
173 rated banks · 52 credit unions
Kentucky has 173 banks with a current CRA rating and 52 active credit unions regulated by the NCUA. 28 earned Outstanding, 1 needs to improve.
Outstanding
28
16.2%
Satisfactory
144
83.2%
Needs to Improve
1
0.6%
Substantial Noncompliance
0
0.0%
NCUA 5300 Call Report · CRA-exempt
FIRST FS & LA
MOREHEAD, KY · OCC · May 2022
KENTUCKY FARMERS BANK CORPORATION
CATLETTSBURG, KY · FDIC · Apr 2022
PEOPLES BK
MARION, KY · FRB · Mar 2022
PEOPLES B&TC
HAZARD, KY · FRB · Feb 2022
CITIZENS BK OF KY
PAINTSVILLE, KY · FRB · Nov 2021
THE COMMERCIAL BANK OF GRAYSON
GRAYSON, KY · FDIC · Nov 2021 ⚠
FIRST & PEOPLES BANK AND TRUST COMPANY
RUSSELL, KY · FDIC · Nov 2021 ⚠
LEWISBURG BKG CO
LEWISBURG, KY · FRB · Oct 2021 ⚠
LIMESTONE BANK, INC.
ClosedLOUISVILLE, KY · FDIC · Oct 2021
FIRST FEDERAL SAVINGS BANK OF KENTUCKY
FRANKFORT, KY · OCC · Sep 2021 ⚠
COMMONWEALTH COMMUNITY BANK, INC.
HARTFORD, KY · FDIC · Jul 2021 ⚠
PEOPLES BANK
LEBANON, KY · FDIC · Jul 2021 ⚠
CUMBERLAND SECURITY BANK, INC.
SOMERSET, KY · FDIC · May 2021 ⚠
THE CITIZENS BANK
MOREHEAD, KY · FDIC · Apr 2021 ⚠
BANK OF HINDMAN
HINDMAN, KY · FDIC · Apr 2021 ⚠
FARMERS BANK AND TRUST COMPANY
PRINCETON, KY · FDIC · Jan 2021 ⚠
CITIZENS BANK & TRUST CO. OF JACKSON
JACKSON, KY · FDIC · Jan 2021 ⚠
HANCOCK BANK & TRUST COMPANY
ClosedHAWESVILLE, KY · FDIC · Dec 2020
CITIZENS GUARANTY BANK
RICHMOND, KY · FDIC · Nov 2020 ⚠
BANK OF THE BLUEGRASS AND TRUST COMPANY
LEXINGTON, KY · FDIC · Oct 2020 ⚠
CITIZENS COMMERCE BANK
ClosedVERSAILLES, KY · FDIC · Sep 2020
OWINGSVILLE BANKING COMPANY
OWINGSVILLE, KY · FDIC · Sep 2020 ⚠
KENTUCKY BANK
ClosedPARIS, KY · FDIC · Dec 2019
VICTORY COMMUNITY BANK
FT. MITCHELL, KY · OCC · Oct 2019 ⚠
CITIZENS UNION BANK OF SHELBYVILLE
ClosedSHELBYVILLE, KY · FDIC · Oct 2019
PEOPLES B&TC OF MADISON CTY
BEREA, KY · FRB · Aug 2019 ⚠
THE FARMERS NATIONAL BANK
BOWLING GREEN, KY · OCC · Jul 2019 ⚠
PEOPLES BANK & TRUST COMPANY
ClosedOWENTON, KY · FDIC · Jul 2019
DIXON BANK
ClosedDIXON, KY · FDIC · Jan 2019
COMMONWEALTH BANK AND TRUST COMPANY
ClosedLOUISVILLE, KY · FDIC · Dec 2018
FIRST NATIONAL BANK OF KENTUCKY
FRANKFORT, KY · OCC · Sep 2018 ⚠
CITIZENS DEPOSIT BANK & TRUST
ClosedVANCEBURG, KY · FDIC · Sep 2018
CITIZENS FIRST BANK, INC.
ClosedBOWLING GREEN, KY · FDIC · Jun 2018
HERITAGE BANK USA, INC.
ClosedHOPKINSVILLE, KY · FDIC · Jun 2018
UNITED SOUTHERN BANK
HOPKINSVILLE, KY · FDIC · Mar 2018 ⚠
UNITED BK & CAP TC
FRANKFORT, KY · FRB · Jan 2018 ⚠
WINCHESTER FEDERAL BANK
WINCHESTER, KY · OCC · Sep 2017 ⚠
FIRST SECURITY BANK
ClosedOWENSBORO, KY · FDIC · Aug 2017
PEOPLES BANK AND TRUST COMPANY OF CLINTON COUNTY
ClosedALBANY, KY · FDIC · Jul 2017
FIRST NATIONAL BANK AND TRUST
LONDON, KY · OCC · May 2017 ⚠
INDEPENDENCE BANK OF KENTUCKY
OWENSBORO, KY · FDIC · May 2017 ⚠
CITIZENS BK
HARTFORD, KY · FRB · Mar 2017 ⚠
INEZ DEPOSIT BANK
ClosedINEZ, KY · FDIC · Mar 2017
COMMUNITY FINANCIAL SERVICES BANK
BENTON, KY · FDIC · Feb 2017 ⚠
LOUISA COMMUNITY BANK
ClosedLOUISA, KY · FDIC · Jan 2017
THE FIRST COMMONWEALTH BANK OF PRESTONSBURG, INC.
ClosedPRESTONSBURG, KY · FDIC · Dec 2016
SPRINGFIELD STATE BANK
SPRINGFIELD, KY · FDIC · Oct 2016 ⚠
FIRST CITIZENS BK
ELIZABETHTOWN, KY · FRB · May 2016 ⚠
UNITED BANK & TRUST COMPANY
ClosedVERSAILLES, KY · FDIC · Jan 2016
CITIZENS BANK OF NORTHERN KENTUCKY, INC.
ClosedNEWPORT, KY · FDIC · Dec 2015
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| MOREHEAD | OCC | — | May 2022 | Outstanding | |
| CATLETTSBURG | FDIC | $320M | Apr 2022 | Satisfactory | |
| MARION | FRB | — | Mar 2022 | Outstanding | |
Radcliff · Federal Credit Union
$2.7B
115,025 members
| Credit Union | City | Members | Total Assets | Net Worth | Field of Membership |
|---|---|---|---|---|---|
COMMONWEALTH LICU | Frankfort | 144,367 | $2.8B | 11.14% | Federal Credit Union |
L & N LICU | Louisville | 121,597 | $2.6B | 10.53% | Federal Credit Union |
ABOUND LICU | Radcliff | 115,025 | $2.7B | 15.79% | Federal Credit Union |
| Lexington | 112,948 | $1.7B | 11.04% | Federal Credit Union | |
PARK LICU | Louisville | 80,908 | $1.4B | 17.59% | Federal Credit Union |
| Lexington | 54,828 | $583.6M | 12.32% | State Credit Union | |
TRANSCEND LICU | Louisville | 50,358 | $589.4M | 13.00% | State Credit Union |
ASHLAND LICU | Ashland | 46,592 | $412.5M | 12.18% | State Credit Union |
MEMBERS CHOICE LICU | Ashland | 23,216 | $425.8M | 8.31% | State Credit Union |
CLASS ACT LICU | Louisville | 23,195 | $352.3M | 11.05% | Federal Credit Union |
| Paducah | 20,688 | $389.6M | 16.72% | Federal Credit Union | |
SERVICE ONE LICU | Bowling Green | 17,671 | $270.8M | 9.35% | State Credit Union |
| Louisville | 17,263 | $219.1M | 12.88% | State Credit Union | |
| Paducah | 15,892 | $363.3M | 14.64% | Federal Credit Union | |
| Lexington | 12,288 | $125.3M | 17.21% | Federal Credit Union | |
| Benton | 12,058 | $98.4M | 9.76% | Federal Credit Union | |
ADVANZ LICU | Louisville | 9,375 | $158.9M | 15.73% | Federal Credit Union |
| Lexington | 9,295 | $85.5M | 11.79% | State Credit Union | |
| Frankfort | 8,986 | $117.7M | 10.77% | State Credit Union | |
BEACON COMMUNITY LICU | Louisville | 8,909 | $70.7M | 12.42% | State Credit Union |
| Highland Height | 6,790 | $43.7M | 13.42% | Federal Credit Union | |
| Edgewood | 6,390 | $78.8M | 11.04% | Federal Credit Union | |
| Owensboro | 6,071 | $89.5M | 13.75% | Federal Credit Union | |
| Owensboro | 5,432 | $75.4M | 12.03% | Federal Credit Union | |
GREEN RIVER AREA LICU | Owensboro | 4,970 | $60.1M | 20.44% | Federal Credit Union |
METRO PLUS LICU | Lexington | 4,685 | $51.9M | 12.83% | State Credit Union |
MOREHEAD COMMUNITY LICU | Morehead | 4,442 | $64.0M | 13.28% | Federal Credit Union |
KEMBA LOUISVILLE LICU | Louisville | 4,009 | $60.2M | 20.38% | State Credit Union |
ARH LICU | Middlesboro | 3,700 | $20.0M | 26.47% | Federal Credit Union |
| Whitesville | 2,810 | $39.9M | 11.48% | State Credit Union | |
LABOR MANAGEMENT LICU | Lewisport | 2,803 | $28.3M | 14.68% | Federal Credit Union |
| Lexington | 2,760 | $55.6M | 14.84% | Federal Credit Union | |
| Louisville | 2,717 | $49.8M | 15.52% | State Credit Union | |
AUDUBON LICU | Owensboro | 2,567 | $34.8M | 8.79% | Federal Credit Union |
| Paducah | 2,315 | $17.0M | 13.78% | Federal Credit Union | |
OLD KENTUCKY HOME LICU | Bardstown | 2,251 | $19.6M | 12.28% | Federal Credit Union |
| Louisville | 2,184 | $34.9M | 21.21% | State Credit Union | |
| Lexington | 2,130 | $27.7M | 9.24% | State Credit Union | |
MAIN IMPACT LICU | Murray | 2,002 | $23.9M | 10.06% | Federal Credit Union |
BLUEGRASS COMMUNITY LICU | Ashland | 1,861 | $12.7M | 9.83% | Federal Credit Union |
K I T LICU | Louisville | 1,844 | $22.4M | 12.00% | Federal Credit Union |
YOUR HOMETOWN LICU | Mayfield | 1,641 | $27.1M | 8.87% | Federal Credit Union |
DOE RUN LICU | Brandenburg | 1,523 | $12.1M | 11.36% | Federal Credit Union |
| Madisonville | 1,329 | $9.6M | 13.36% | Federal Credit Union | |
| Louisville | 1,303 | $14.3M | 19.58% | State Credit Union | |
KRAFTCOR LICU | Hawesville | 1,157 | $12.5M | 7.55% | Federal Credit Union |
| Louisville | 886 | $7.8M | 12.77% | Federal Credit Union | |
| Ashland | 742 | $8.5M | 14.71% | Federal Credit Union | |
| Harrodsburg | 658 | $5.2M | 22.76% | Federal Credit Union | |
| West Paducah | 588 | $6.4M | 22.86% | Federal Credit Union |
| HAZARD |
| FRB |
| — |
| Feb 2022 |
| Satisfactory |
| PAINTSVILLE | FRB | — | Nov 2021 | Outstanding |
| GRAYSON | FDIC | $244M | Nov 2021⚠ | Satisfactory |
| RUSSELL | FDIC | $209M | Nov 2021⚠ | Satisfactory |
| LEWISBURG | FRB | — | Oct 2021⚠ | Satisfactory |
LIMESTONE BANK, INC.Closed | LOUISVILLE | FDIC | $1.5B | Oct 2021 | Satisfactory |
| FRANKFORT | OCC | — | Sep 2021⚠ | Satisfactory |
| HARTFORD | FDIC | $158M | Jul 2021⚠ | Satisfactory |
| LEBANON | FDIC | $195M | Jul 2021⚠ | Satisfactory |
| SOMERSET | FDIC | $417M | May 2021⚠ | Satisfactory |
| MOREHEAD | FDIC | $228M | Apr 2021⚠ | Satisfactory |
| HINDMAN | FDIC | $268M | Apr 2021⚠ | Satisfactory |
| PRINCETON | FDIC | $240M | Jan 2021⚠ | Satisfactory |
| JACKSON | FDIC | $216M | Jan 2021⚠ | Satisfactory |
| HAWESVILLE | FDIC | $334M | Dec 2020 | Satisfactory |
| RICHMOND | FDIC | $299M | Nov 2020⚠ | Satisfactory |
| LEXINGTON | FDIC | $415M | Oct 2020⚠ | Satisfactory |
CITIZENS COMMERCE BANKClosed | VERSAILLES | FDIC | $336M | Sep 2020 | Satisfactory |
| OWINGSVILLE | FDIC | $101M | Sep 2020⚠ | Satisfactory |
KENTUCKY BANKClosed | PARIS | FDIC | $1.3B | Dec 2019 | Satisfactory |
| FT. MITCHELL | OCC | — | Oct 2019⚠ | Satisfactory |
| SHELBYVILLE | FDIC | $1.1B | Oct 2019 | Satisfactory |
| BEREA | FRB | — | Aug 2019⚠ | Outstanding |
| BOWLING GREEN | OCC | — | Jul 2019⚠ | Satisfactory |
| OWENTON | FDIC | $52M | Jul 2019 | Satisfactory |
DIXON BANKClosed | DIXON | FDIC | $68M | Jan 2019 | Satisfactory |
| LOUISVILLE | FDIC | $1.3B | Dec 2018 | Satisfactory |
| FRANKFORT | OCC | $288M | Sep 2018⚠ | Satisfactory |
| VANCEBURG | FDIC | $654M | Sep 2018 | Satisfactory |
| BOWLING GREEN | FDIC | $455M | Jun 2018 | Satisfactory |
HERITAGE BANK USA, INC.Closed | HOPKINSVILLE | FDIC | $932M | Jun 2018 | Satisfactory |
| HOPKINSVILLE | FDIC | $360M | Mar 2018⚠ | Satisfactory |
| FRANKFORT | FRB | — | Jan 2018⚠ | Satisfactory |
| WINCHESTER | OCC | — | Sep 2017⚠ | Satisfactory |
FIRST SECURITY BANKClosed | OWENSBORO | FDIC | $572M | Aug 2017 | Satisfactory |
| ALBANY | FDIC | $49M | Jul 2017 | Satisfactory |
| LONDON | OCC | — | May 2017⚠ | Satisfactory |
| OWENSBORO | FDIC | $3.8B | May 2017⚠ | Satisfactory |
| HARTFORD | FRB | — | Mar 2017⚠ | Satisfactory |
INEZ DEPOSIT BANKClosed | INEZ | FDIC | $153M | Mar 2017 | Satisfactory |
| BENTON | FDIC | $1.4B | Feb 2017⚠ | Outstanding |
LOUISA COMMUNITY BANKClosed | LOUISA | FDIC | $28M | Jan 2017 | Satisfactory |
| PRESTONSBURG | FDIC | $298M | Dec 2016 | Satisfactory |
| SPRINGFIELD | FDIC | $478M | Oct 2016⚠ | Satisfactory |
| ELIZABETHTOWN | FRB | — | May 2016⚠ | Satisfactory |
| VERSAILLES | FDIC | $473M | Jan 2016 | Satisfactory |
| NEWPORT | FDIC | $235M | Dec 2015 | Satisfactory |