Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$288M
Total Deposits
$214M
Net Loans
$251M
Net Income
$477K
ROA
0.66%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.29%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 83 | 77.11% | 13.25% |
| 2023 | 106 | 85.85% | 5.66% |
| 2019 | 104 | 73.08% | 16.35% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2018 | Satisfactory | Small Bank |
| Feb 2013 | Satisfactory | Small Bank |
| Sep 2007 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1994
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Exam dates and details are paywalled
Total Branches
6
Branch Deposits
$219M
1-Year Change
0
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