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This institution is no longer active

Operations ceased on February 19, 2021. CRA examination history below reflects the period it was active.

INEZ DEPOSIT BANK

INEZ, KY · Supervised by FDIC

Est. 1904FDIC #9,307RSSD: FDIC-9307
Part ofCOMMUNITY HOLDING CO→ View all charters
Satisfactory Same

Current rating · Exam: March 2017

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.08%

Institution Profile

FDIC BankFind

Address

41 West Main Street, INEZ, KY

County

Martin County

Established

May 1, 1904

Total Assets

$153M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2017

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 9 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2020Call Report / FDIC

Total Assets

$153M

Total Deposits

$140M

Net Loans

$42M

Net Income

$112K

ROA

0.08%

ROE

0.60%

Risk-Based Capital

29.89%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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