This institution is no longer active
Operations ceased on November 5, 2021. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$334M
Total Deposits
$282M
Net Loans
$238M
Net Income
$1M
ROA
0.50%
Above avg for Small banks. Peer avg: 0.44%
ROE
4.90%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2021 | 210 | 85.24% | 7.62% |
| 2020 | 408 | 89.46% | 4.90% |
| 2019 | 152 | 88.16% | 8.55% |
| 2018 | 157 | 82.8% | 9.55% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2020 | Satisfactory | Small Bank |
| Mar 2018 | Satisfactory | Small Bank |
| Mar 2015 | Satisfactory | Small Bank |
7 previous ratings locked — back to 1992
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Established
Total Assets