This institution is no longer active
Operations ceased on March 7, 2022. CRA examination history below reflects the period it was active.
LOUISVILLE, KY · Supervised by FDIC
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.3B
Total Deposits
$1.0B
Net Loans
$666M
Net Income
$15M
ROA
1.24%
Above avg for Community banks. Peer avg: 0.90%
ROE
13.02%
Risk-Based Capital
15.57%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2022 | 145 | 68.28% | 11.72% |
| 2021 | 4,296 | 63.76% | 11.08% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2018 | Satisfactory | Intermediate Small Bank |
| Jan 2016 | Satisfactory | Intermediate Small Bank |
| Feb 2013 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1990
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