This institution is no longer active
Operations ceased on September 18, 2021. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$654M
Total Deposits
$560M
Net Loans
$305M
Net Income
$4M
ROA
1.22%
Above avg for Small banks. Peer avg: 0.44%
ROE
13.21%
Risk-Based Capital
16.17%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2021 | 103 | 96.12% | 2.91% |
| 2020 | 193 | 92.23% | 3.63% |
| 2019 | 152 | 93.42% | 2.63% |
| 2018 | 140 | 89.29% | 3.57% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2018 | Satisfactory | Intermediate Small Bank |
| Sep 2015 | Satisfactory | Intermediate Small Bank |
| Nov 2012 | Outstanding | Small Bank |
4 previous ratings locked — back to 1990
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Total Assets