This institution is no longer active
Operations ceased on March 10, 2023. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$336M
Total Deposits
$302M
Net Loans
$264M
Net Income
$3M
ROA
1.01%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.32%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 22 | 77.27% | 13.64% |
| 2022 | 219 | 74.43% | 8.22% |
| 2021 | 243 | 56.79% | 12.35% |
| 2020 | 233 | 54.08% | 9.87% |
| 2019 | 177 | 61.02% | 8.47% |
| 2018 | 184 | 67.39% | 9.78% |
This is the only examination on record for this bank.
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County
Established
Total Assets
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red