Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$244M
Total Deposits
$219M
Net Loans
$149M
Net Income
$416K
ROA
0.68%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.60%
Risk-Based Capital
18.68%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 172 | 87.79% | 0.00% |
| 2023 | 191 | 89.01% | 0.00% |
| 2022 | 173 | 86.71% | 0.00% |
| 2021 | 161 | 87.58% | 0.62% |
| 2020 | 122 | 86.89% | 0.00% |
| 2019 | 109 | 86.24% | 0.92% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2021 | Satisfactory | Small Bank |
| Mar 2016 | Satisfactory | Small Bank |
| Jul 2010 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1992
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Total Branches
3
Branch Deposits
$214M
1-Year Change
0
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Preview:
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red