Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$415M
Total Deposits
$350M
Net Loans
$306M
Net Income
$1M
ROA
1.31%
Above avg for Small banks. Peer avg: 0.44%
ROE
14.86%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 92 | 63.04% | 9.78% |
| 2023 | 87 | 52.87% | 18.39% |
| 2019 | 101 | 55.45% | 19.80% |
| 2018 | 142 | 61.27% | 12.68% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2020 | Satisfactory | Small Bank |
| Oct 2017 | Satisfactory | Small Bank |
| Jan 2012 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1991
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Total Branches
3
Branch Deposits
$351M
1-Year Change
0
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