Maryland
Community Reinvestment Act ratings · Search Maryland banks
266 banks tracked
Current Rating Distribution
Outstanding
42
15.8%
Satisfactory
209
78.6%
Needs to Improve
15
5.6%
Substantial Noncompliance
0
0.0%
FIRST FSB OF WESTERN MD
CUMBERLAND · OTS · Jun 1995
OutstandingOBA BANK
GERMANTOWN · OTS · Jun 2009
OutstandingFARMERS AND MECHANICS NATIONAL BANK
FREDERICK · OCC · Jan 1999
OutstandingAMERICAN NATIONAL SAVINGS BANK, F.S.B
BALTIMORE · OTS · Jan 1997
OutstandingMARYLAND FEDERAL BANK
HYATTSVILLE · OTS · Jan 1996
SatisfactoryLEEDS FEDERAL SAVINGS BANK
BALTIMORE · OTS · Jun 2003
SatisfactoryFRATERNITY FS & LA
BALTIMORE · OTS · Nov 2007
SatisfactoryBRADFORD BANK
BALTIMORE · OTS · Feb 2008
OutstandingFIRST NATIONAL BANK OF MARYLAND
BALTIMORE · OCC · Oct 1998
SatisfactoryWASHINGTON COUNTY NATIONAL BANK
WILLIAMSPORT · OCC · Mar 1995
SatisfactoryFARMERS BANK
MARDELA SPRINGS · FDIC · Dec 1995
SatisfactoryUNION NATIONAL BANK
WESTMINSTER · OCC · Mar 1999
SatisfactoryHERITAGE SAVINGS BANK, FSB
LUTHERVILLE · OTS · Jan 1999
SatisfactoryANNAPOLIS FS & LA
ANNAPOLIS · OTS · Jun 1993
SatisfactoryTHE BANK OF BRUNSWICK
BRUNSWICK · FDIC · Dec 1993
SatisfactoryTHE TALBOT BANK OF EASTON, MARYLAND
EASTON · FDIC · Jan 2015
SatisfactoryFARMERS AND MERCHANTS BANK
UPPERCO · FDIC · Feb 2026
SatisfactoryHAGERSTOWN TRUST COMPANY
HAGERSTOWN · FDIC · Jun 2008
SatisfactoryHAMILTON FEDERAL BANK
BALTIMORE · OTS · Dec 2008
OutstandingCHESAPEAKE BANK OF MARYLAND
BALTIMORE · OTS · Nov 2008
OutstandingCRESTAR BANK FSB
BALTIMORE · OTS · Apr 1996
OutstandingCITIZENS SAVINGS BANK, FSB
SILVER SPRING · OTS · Dec 1995
SatisfactoryTHE CENTREVILLE NATIONAL BANK OF MARYLAND
CENTREVILLE · OCC · Mar 2008
SatisfactoryARUNDEL FEDERAL SAVINGS BANK
GLEN BURNIE · OTS · Jan 2011
Needs to ImproveTHE NATIONAL BANK OF RISING SUN
RISING SUN · OCC · Jan 1998
SatisfactoryTHE NATIONAL BANK OF CAMBRIDGE
CAMBRIDGE · OCC · Mar 2014
SatisfactoryPRINCE GEORGE'S FEDERAL SAVINGS BANK
UPPER MARLBORO · OTS · Nov 2010
SatisfactoryBOHEMIAN AMERICAN FS & LA, INC.
BALTIMORE · OTS · Oct 1998
SatisfactoryFULLERTON FEDERAL SAVINGS ASSOCIATION
BALTIMORE · OTS · Apr 2011
Needs to ImproveROSEDALE FS & LA
BALTIMORE · OTS · Jan 2011
SatisfactoryWYMAN PARK FS & LA
LUTHERVILLE · OTS · Jul 1998
SatisfactoryBELMAR FS & LA
BALTIMORE · OTS · Jul 1998
Needs to ImproveHOME FEDERAL SAVINGS BANK
HAGERSTOWN · OTS · Jan 1999
SatisfactoryKOPERNIK FEDERAL BANK
BALTIMORE · OTS · Apr 2008
OutstandingTHE CITIZENS NATIONAL BANK
LAUREL · OCC · Feb 2005
SatisfactoryMIDSTATE FS&LA
BALTIMORE · OTS · Nov 2006
SatisfactoryCAPITAL SAVINGS BANK,FSB
TIMONIUM · OTS · Oct 1993
Needs to ImproveLIBERTY FS & LA
BALTIMORE · OTS · Sep 2007
SatisfactorySUSQUEHANNA BANK
BALTIMORE · OTS · Oct 2000
OutstandingHARBOR FEDERAL SAVINGS BANK
BALTIMORE · OTS · Sep 1999
OutstandingFIRST UNITED BANK & TRUST
OAKLAND · FDIC · Dec 2025
SatisfactoryAMERICAN TRUST BANK
CUMBERLAND · FDIC · Nov 1993
OutstandingSANDY SPRING NATIONAL BANK OF MARYLAND
OLNEY · OCC · Mar 1999
SatisfactoryFIRST UNITED NATIONAL BANK & TRUST
OAKLAND · OCC · Oct 1996
SatisfactoryFIRST SHORE FS & LA
SALISBURY · OTS · Dec 2008
OutstandingTHE BANK OF FRUITLAND
FRUITLAND · FDIC · Nov 1998
SatisfactoryBANK OF SOUTHERN MARYLAND
LA PLATA · FDIC · Jun 2003
SatisfactoryNEW WINDSOR STATE BANK
NEW WINDSOR · FDIC · Aug 2014
SatisfactoryBANK OF OCEAN CITY
OCEAN CITY · FDIC · Jun 2024
SatisfactoryTHE SPARKS STATE BANK
SPARKS · FDIC · Nov 1998
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| FIRST FSB OF WESTERN MD | CUMBERLAND | OTS | Jun 1995 | Outstanding |
| OBA BANK | GERMANTOWN | OTS | Jun 2009 | Outstanding |
| FARMERS AND MECHANICS NATIONAL BANK | FREDERICK | OCC | Jan 1999 | Outstanding |
| AMERICAN NATIONAL SAVINGS BANK, F.S.B | BALTIMORE | OTS | Jan 1997 | Outstanding |
| MARYLAND FEDERAL BANK | HYATTSVILLE | OTS | Jan 1996 | Satisfactory |
| LEEDS FEDERAL SAVINGS BANK | BALTIMORE | OTS | Jun 2003 | Satisfactory |
| FRATERNITY FS & LA | BALTIMORE | OTS | Nov 2007 | Satisfactory |
| BRADFORD BANK | BALTIMORE | OTS | Feb 2008 | Outstanding |
| FIRST NATIONAL BANK OF MARYLAND | BALTIMORE | OCC | Oct 1998 | Satisfactory |
| WASHINGTON COUNTY NATIONAL BANK | WILLIAMSPORT | OCC | Mar 1995 | Satisfactory |
| FARMERS BANK | MARDELA SPRINGS | FDIC | Dec 1995 | Satisfactory |
| UNION NATIONAL BANK | WESTMINSTER | OCC | Mar 1999 | Satisfactory |
| HERITAGE SAVINGS BANK, FSB | LUTHERVILLE | OTS | Jan 1999 | Satisfactory |
| ANNAPOLIS FS & LA | ANNAPOLIS | OTS | Jun 1993 | Satisfactory |
| THE BANK OF BRUNSWICK | BRUNSWICK | FDIC | Dec 1993 | Satisfactory |
| THE TALBOT BANK OF EASTON, MARYLAND | EASTON | FDIC | Jan 2015 | Satisfactory |
| FARMERS AND MERCHANTS BANK | UPPERCO | FDIC | Feb 2026 | Satisfactory |
| HAGERSTOWN TRUST COMPANY | HAGERSTOWN | FDIC | Jun 2008 | Satisfactory |
| HAMILTON FEDERAL BANK | BALTIMORE | OTS | Dec 2008 | Outstanding |
| CHESAPEAKE BANK OF MARYLAND | BALTIMORE | OTS | Nov 2008 | Outstanding |
| CRESTAR BANK FSB | BALTIMORE | OTS | Apr 1996 | Outstanding |
| CITIZENS SAVINGS BANK, FSB | SILVER SPRING | OTS | Dec 1995 | Satisfactory |
| THE CENTREVILLE NATIONAL BANK OF MARYLAND | CENTREVILLE | OCC | Mar 2008 | Satisfactory |
| ARUNDEL FEDERAL SAVINGS BANK | GLEN BURNIE | OTS | Jan 2011 | Needs to Improve |
| THE NATIONAL BANK OF RISING SUN | RISING SUN | OCC | Jan 1998 | Satisfactory |
| THE NATIONAL BANK OF CAMBRIDGE | CAMBRIDGE | OCC | Mar 2014 | Satisfactory |
| PRINCE GEORGE'S FEDERAL SAVINGS BANK | UPPER MARLBORO | OTS | Nov 2010 | Satisfactory |
| BOHEMIAN AMERICAN FS & LA, INC. | BALTIMORE | OTS | Oct 1998 | Satisfactory |
| FULLERTON FEDERAL SAVINGS ASSOCIATION | BALTIMORE | OTS | Apr 2011 | Needs to Improve |
| ROSEDALE FS & LA | BALTIMORE | OTS | Jan 2011 | Satisfactory |
| WYMAN PARK FS & LA | LUTHERVILLE | OTS | Jul 1998 | Satisfactory |
| BELMAR FS & LA | BALTIMORE | OTS | Jul 1998 | Needs to Improve |
| HOME FEDERAL SAVINGS BANK | HAGERSTOWN | OTS | Jan 1999 | Satisfactory |
| KOPERNIK FEDERAL BANK | BALTIMORE | OTS | Apr 2008 | Outstanding |
| THE CITIZENS NATIONAL BANK | LAUREL | OCC | Feb 2005 | Satisfactory |
| MIDSTATE FS&LA | BALTIMORE | OTS | Nov 2006 | Satisfactory |
| CAPITAL SAVINGS BANK,FSB | TIMONIUM | OTS | Oct 1993 | Needs to Improve |
| LIBERTY FS & LA | BALTIMORE | OTS | Sep 2007 | Satisfactory |
| SUSQUEHANNA BANK | BALTIMORE | OTS | Oct 2000 | Outstanding |
| HARBOR FEDERAL SAVINGS BANK | BALTIMORE | OTS | Sep 1999 | Outstanding |
| FIRST UNITED BANK & TRUST | OAKLAND | FDIC | Dec 2025 | Satisfactory |
| AMERICAN TRUST BANK | CUMBERLAND | FDIC | Nov 1993 | Outstanding |
| SANDY SPRING NATIONAL BANK OF MARYLAND | OLNEY | OCC | Mar 1999 | Satisfactory |
| FIRST UNITED NATIONAL BANK & TRUST | OAKLAND | OCC | Oct 1996 | Satisfactory |
| FIRST SHORE FS & LA | SALISBURY | OTS | Dec 2008 | Outstanding |
| THE BANK OF FRUITLAND | FRUITLAND | FDIC | Nov 1998 | Satisfactory |
| BANK OF SOUTHERN MARYLAND | LA PLATA | FDIC | Jun 2003 | Satisfactory |
| NEW WINDSOR STATE BANK | NEW WINDSOR | FDIC | Aug 2014 | Satisfactory |
| BANK OF OCEAN CITY | OCEAN CITY | FDIC | Jun 2024 | Satisfactory |
| THE SPARKS STATE BANK | SPARKS | FDIC | Nov 1998 | Satisfactory |