Sparks, MD · Federal Credit Union · Chartered in MD
Who can join
Occupational / select employee group
Members
80,539
Net Worth Ratio
16.79%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.42B
Total Shares
$1.17B
Total Loans
$884.5M
Net Worth Ratio
16.79%
≥7% = Well Capitalized
Members
80,539
Delinquency Rate (60d+)
0.34%
$3.0M
Loan-to-share ratio: 75.3%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 821 | 632 | 67 | 77.0% | 8.2% |
| 2022 | 955 | 743 | 68 | 77.8% | 7.1% |
| 2021 | 1,171 | 840 | 101 | 71.7% | 8.6% |
No CFPB complaint data available for this credit union.
Loveton
72 Loveton Cir, Sparks, MD, 21152-9202
M-F 9:00 am - 5:00 pm
Westminster
625 Baltimore Blvd Ste H, Westminster, MD, 21157-6183
M-W, F 9:00 am - 4:00 pm; TH 9:00 am - 7:00 pm
Golden Ring
8665 Pulaski Hwy Ste 118, Baltimore, MD, 21237-3028
M-W, F 9:00 am - 4:30 pm; TH 9:00 am - 7:00 pm
Fullerton
7966 Belair Rd, Baltimore, MD, 21236-3706
M-W, F 9:00 am - 4:30 pm; TH 9:00 am - 7:00 pm
Owings Mills
9906 Reisterstown Rd, Owings Mills, MD, 21117-3945
M-W, F 9:00 am - 4:30 pm; TH 9:00 am - 7:00 pm
Heaver Plaza
1301 York Rd, Lutherville, MD, 21093-6035
M-W, F 9:00 am - 4:30 pm; TH 9:00 am - 7:00 pm
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<a href="https://bankscorer.com/credit-union/first-financial-of-maryland" target="_blank" rel="noopener">View FIRST FINANCIAL OF MARYLAND on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Pocomoke City
1506 Market St, Pocomoke City, MD, 21851-1712
Tuesday: 9:00am - 5:00PM Wednesday: 9:00am - 5:00PM Friday: 9:00am - 5:00pm
St. Joseph Branch
7601 Osler Dr, Towson, MD, 21204-7700
Monday - Wednesday 8am to 2pm Friday 8am to 2pm
Catonsville
40 W Plaza, Catonsville, MD, 21228
M-W, F 9:00 am - 4:30 pm; TH 9:00 am -7:00 pm
Elkton
203 Booth St, Elkton, MD, 21921-5646
Monday - 9 a.m. to 5 p.m. Tuesday - 9 a.m. to 5 p.m. Wednesday - 9 a.m. to 5 p.m. Thursday - 9 a.m. to 5 p.m. Friday - 9 a.m. to 5 p.m.