🏦Bank Scorer

W S S C

Laurel, MD · Federal Credit Union · Chartered in MD

LICU MDIWell Capitalized

Who can join

Multiple select employee groups

Charter #16268Est. 1964RSSD: 899987

Members

3,319

Net Worth Ratio

10.24%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$35.0M

Peer Group 3

Members

3,319

as of latest quarter

Net Worth Ratio

10.24%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 1187, Laurel, MD 20707

Chartered

1964

Branch Locations

6 locations

Membership Eligibility

Multiple select employee groups

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$35.0M

Total Shares

$31.6M

Total Loans

$18.6M

Net Worth Ratio

10.24%

≥7% = Well Capitalized

Members

3,319

Delinquency Rate (60d+)

1.52%

$282K

Loan-to-share ratio: 58.9%· healthy range 60–80%

Branch Locations

NCUA

WSSC FCU

14501 Sweitzer Ln, Laurel, MD, 20707

9:00 AM - 3:30 PM Monday - Friday, Curbside service only

MainATM

Reid Temple Branch

11400 Glenn Dale Blvd, Glenn Dale, MD, 20769

Sundays 9:00 am - 12:00 pm

ATM

Sharetec Systems - Unysis

3199 Pilot Knob Rd, Eagan, MN, 55121

24 hours

Sharetec Systems - Involta

1343 Belmont Ave, Youngstown, OH, 44504

24 Hours

CO-OP Shared Branching

9692 Haven Ave, Rancho Cucamonga, CA, 91730

Generally Monday-Friday, 9:00 am - 4 pm

WSSC FCU Headquarters

14900 Sweitzer Ln Ste 104, Laurel, MD, 20707-2915

8:00 am - 5:00 pm, By appointment only for members.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/w-s-s-c" target="_blank" rel="noopener">View W S S C on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.