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POINT BREEZE

Hunt Valley, MD · State Credit Union · Chartered in MD

Well Capitalized

Who can join

State government employees (special charter)

Charter #66585Est. 1935RSSD: 225090

Members

67,607

Net Worth Ratio

13.63%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.00B

Peer Group 6

Members

67,607

as of latest quarter

Net Worth Ratio

13.63%

Well Capitalized

Institution Profile

NCUA

Address

11104 Mccormick Rd, Hunt Valley, MD 21031-1404

Chartered

1935

Branch Locations

6 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.00B

Total Shares

$861.2M

Total Loans

$694.5M

Net Worth Ratio

13.63%

≥7% = Well Capitalized

Members

67,607

Delinquency Rate (60d+)

0.21%

$1.4M

Loan-to-share ratio: 80.6%· healthy range 60–80%

Branch Locations

NCUA

Hunt Valley

11104 McCormick Rd, Hunt Valley, MD, 21031-1404

M-Th 9am - 5pmF 9am - 6pmS 9am - 1pm

MainATMDrive-thru

Bel Air

410 S Atwood Rd, Bel Air, MD, 21014-4170

M-Th 9am - 5pm F 9am - 6pm S 9am - 1pm

ATMDrive-thru

Rosedale

5 Philadelphia Ct, Baltimore, MD, 21237

M-Th 9am - 5pmF 9am - 6pmS 9am - 1pm

ATMDrive-thru

Westminster

405 Englar Rd, Westminster, MD, 21157-4851

M-Th 9am - 5pmF 9am - 6pmS 9am - 1pm

ATMDrive-thru

Owings Mills

10110 Reisterstown Rd, Owings Mills, MD, 21117-3815

M-Th 9am - 5pmF 9am - 6pmS 9am - 1pm

ATMDrive-thru

Corelation Inc

2305 Historic Decatur Rd, San Diego, CA, 92106

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.