Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$661M
Total Deposits
$583M
Net Loans
$513M
Net Income
$2M
ROA
1.33%
Above avg for Small banks. Peer avg: 0.44%
ROE
11.99%
Risk-Based Capital
15.15%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 70 | 75.71% | 8.57% |
| 2023 | 55 | 70.91% | 16.36% |
| 2019 | 84 | 82.14% | 8.33% |
| 2018 | 79 | 72.15% | 10.13% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2024 | Satisfactory | Intermediate Small Bank |
| Jul 2021 | Satisfactory | Intermediate Small Bank |
| Aug 2018 | Satisfactory | Small Bank |
7 previous ratings locked — back to 1990
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Total Branches
6
Branch Deposits
$625M
1-Year Change
0
5-year net change: +1 branches
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