Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$470M
Total Deposits
$433M
Net Loans
$327M
Net Income
$1M
ROA
1.16%
Above avg for Small banks. Peer avg: 0.44%
ROE
16.54%
Risk-Based Capital
13.72%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 60 | 68.33% | 13.33% |
| 2023 | 73 | 72.6% | 8.22% |
| 2021 | 116 | 84.48% | 6.03% |
| 2020 | 85 | 87.06% | 3.53% |
| 2019 | 78 | 73.08% | 7.69% |
| 2018 | 58 | 86.21% | 1.72% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2023 | Satisfactory | Small Bank |
| Jun 2020 | Satisfactory | Small Bank |
| Apr 2017 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1990
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Total Branches
5
Branch Deposits
$425M
1-Year Change
0
5-year net change: -2 branches
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Preview:
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red