🏦Bank Scorer

BULL DOG

Hagerstown, MD · Federal Credit Union · Chartered in MD

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #18868Est. 1968RSSD: 232388

Members

21,251

Net Worth Ratio

11.87%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$241.5M

Peer Group 5

Members

21,251

as of latest quarter

Net Worth Ratio

11.87%

Well Capitalized

Institution Profile

NCUA

Address

580 Northern Ave, Hagerstown, MD 21742

Chartered

1968

Branch Locations

6 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$241.5M

Total Shares

$218.7M

Total Loans

$88.0M

Net Worth Ratio

11.87%

≥7% = Well Capitalized

Members

21,251

Delinquency Rate (60d+)

0.51%

$452K

Loan-to-share ratio: 40.2%· healthy range 60–80%

Branch Locations

NCUA

Main Office

580 Northern Ave, Hagerstown, MD, 21742

Lobby - 9:00-5:00 M-W Lobby - 9:00-7:00 TH-F Drive up - 9:00 - 7:00 M-F Drive up - 9:00 - 2:00 Sat

MainATMDrive-thru

York Road

17555 York Rd, Hagerstown, MD, 21740-7527

Lobby - 9:00-5:00 M-W Lobby - 9:00-7:00 TH-F Drive up - 9:00 - 7:00 M-F Drive up - 9:00 - 2:00 Sat

ATMDrive-thru

Dual Highway

1240 Dual Hwy, Hagerstown, MD, 21740-5923

Lobby - 9:00-5:00 M-W Lobby - 9:00-7:00 TH-F Drive up - 9:00 - 7:00 M-F Drive up - 9:00 - 2:00 Sat

ATMDrive-thru

Centre

17990 Garland Groh Blvd, Hagerstown, MD, 21740

Lobby - 9:00-5:00 M-W Lobby - 9:00-7:00 TH-F Drive up - 9:00 - 7:00 M-F Drive up - 9:00 - 2:00 Sat

ATMDrive-thru

Smithsburg

22317 Jefferson Blvd, Smithsburg, MD, 21783

Lobby - 9:00-5:00 M-W Lobby - 9:00-7:00 TH-F Drive up - 9:00 - 7:00 M-F Drive up - 9:00 - 2:00 Sat

ATMDrive-thru

Sharpsburg

10306 Remington Dr, Hagerstown, MD, 21740-1483

Lobby - 9:00-5:00 M-W Lobby - 9:00-7:00 TH-F Drive up - 9:00 - 7:00 M-F Drive up - 9:00 - 2:00 Sat

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.