Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$537M
Total Deposits
$463M
Net Loans
$388M
Net Income
$2M
ROA
1.30%
Above avg for Small banks. Peer avg: 0.44%
ROE
11.38%
Risk-Based Capital
19.70%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 170 | 55.29% | 14.12% |
| 2023 | 303 | 58.75% | 12.21% |
| 2022 | 361 | 63.16% | 14.40% |
| 2021 | 270 | 61.11% | 12.22% |
| 2020 | 166 | 59.64% | 18.07% |
| 2019 | 178 | 73.03% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2023 | Satisfactory | Intermediate Small Bank |
| Oct 2020 | Satisfactory | Intermediate Small Bank |
| Aug 2017 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1992
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Total Branches
8
Branch Deposits
$461M
1-Year Change
0
5-year net change: -1 branches
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Preview:
| 13.48% |
| 2018 | 201 | 77.11% | 6.97% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red