FREEDOM OF MARYLAND
Bel Air, MD · Federal Credit Union · Chartered in MD
Who can join
Employer / occupational group
Members
43,167
Net Worth Ratio
8.38%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$563.7M
Peer Group 6
Members
43,167
as of latest quarter
Net Worth Ratio
8.38%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$563.7M
Total Shares
$502.6M
Total Loans
$429.7M
Net Income
$891K
Net Worth Ratio
8.38%
≥7% = Well Capitalized
Members
43,167
Return on Assets
0.16%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.96%
$4.1M
Loan-to-share ratio: 85.5%· healthy range 60–80%
Branch Locations
NCUAPark Avenue
2019 Emmorton Rd, Bel Air, MD, 21015
Lobby Hours: Monday - Thursday:9 AM to 5 PM Friday: 9 AM to 6:00 PM Saturday: 9 AM to 1 PM Drive-through Hours: M-F 9-6 Sat 9-1
Swan Creek
2025 Pulaski Hwy, Havre De Grace, MD, 21078-2144
Lobby Hours Monday - Thursday:9 AM to 5 PM Friday: 9 AM to 6:00 PM Saturday: 9 AM to 1PM
Edgewood
8213 Hoadley Rd, Gunpowder, MD, 21010
Lobby Hours: Monday - Wednesday:8 AM to 3 PM Thursday and Friday:8 AM to 5 PM Saturday: Closed Drive-through Hours M-W 8-3 R-F 8-5
Forest Lakes
1990 Rock Spring Rd, Forest Hill, MD, 21050
Lobby Hours: Monday - Thursday: 9 AM to 5 PM Friday: 9 AM to 6:00 PM Saturday: 9 AM to1pm Drive-through Hours: M-F 9-6 Sat 9-1
HONEYGO
5000 HONEYGO CENTER DR, PERRY HALL, MD, 21128
M-Thurs 9am-5pm, Fri 9am-6pm, Sat 9am-1pm. Drive Thru M-F 9am-6pm, Sat 9am-1pm
Hunt Valley
40 Schilling Rd, Hunt Valley, MD, 21031-1105
M - Thurs 9 am to 5 pm F - 9 am to 6 pm Saturday 9 am to 1 pm
Fountain Green
1304 E Churchville Rd, Bel Air, MD, 21014
Lobby Hours: Monday - Thursday:9 AM to 5 PM Friday: 9 AM to 6:00 PM Saturday: 9 AM to 1 PM Drive-through Hours: M-F 9-6 Sat 9-1
Pikesville
1809 Reisterstown Rd, Pikesville, MD, 21208-6329
M-Thurs 9 am to 5 pm F- 9 am to 6 pm Sat- 9 am-1 pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
Embed This Profile
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/freedom-of-maryland" target="_blank" rel="noopener">View FREEDOM OF MARYLAND on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.