Bel Air, MD · Federal Credit Union · Chartered in MD
Who can join
Employer / occupational group
Members
43,167
Net Worth Ratio
8.38%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$563.7M
Total Shares
$502.6M
Total Loans
$429.7M
Net Income
$891K
Net Worth Ratio
8.38%
≥7% = Well Capitalized
Members
43,167
Return on Assets
0.16%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.96%
$4.1M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 36 | 31 | 1 | 86.1% | 2.8% |
| 2022 | 85 | 77 | 2 | 90.6% | 2.4% |
| 2021 | 92 | 85 | 2 | 92.4% | 2.2% |
No CFPB complaint data available for this credit union.
Park Avenue
2019 Emmorton Rd, Bel Air, MD, 21015
Lobby Hours: Monday - Thursday:9 AM to 5 PM Friday: 9 AM to 6:00 PM Saturday: 9 AM to 1 PM Drive-through Hours: M-F 9-6 Sat 9-1
Swan Creek
2025 Pulaski Hwy, Havre De Grace, MD, 21078-2144
Lobby Hours Monday - Thursday:9 AM to 5 PM Friday: 9 AM to 6:00 PM Saturday: 9 AM to 1PM
Edgewood
8213 Hoadley Rd, Gunpowder, MD, 21010
Lobby Hours: Monday - Wednesday:8 AM to 3 PM Thursday and Friday:8 AM to 5 PM Saturday: Closed Drive-through Hours M-W 8-3 R-F 8-5
Forest Lakes
1990 Rock Spring Rd, Forest Hill, MD, 21050
Lobby Hours: Monday - Thursday: 9 AM to 5 PM Friday: 9 AM to 6:00 PM Saturday: 9 AM to1pm Drive-through Hours: M-F 9-6 Sat 9-1
HONEYGO
5000 HONEYGO CENTER DR, PERRY HALL, MD, 21128
M-Thurs 9am-5pm, Fri 9am-6pm, Sat 9am-1pm. Drive Thru M-F 9am-6pm, Sat 9am-1pm
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<a href="https://bankscorer.com/credit-union/freedom-of-maryland" target="_blank" rel="noopener">View FREEDOM OF MARYLAND on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 85.5%· healthy range 60–80%
Hunt Valley
40 Schilling Rd, Hunt Valley, MD, 21031-1105
M - Thurs 9 am to 5 pm F - 9 am to 6 pm Saturday 9 am to 1 pm
Fountain Green
1304 E Churchville Rd, Bel Air, MD, 21014
Lobby Hours: Monday - Thursday:9 AM to 5 PM Friday: 9 AM to 6:00 PM Saturday: 9 AM to 1 PM Drive-through Hours: M-F 9-6 Sat 9-1
Pikesville
1809 Reisterstown Rd, Pikesville, MD, 21208-6329
M-Thurs 9 am to 5 pm F- 9 am to 6 pm Sat- 9 am-1 pm