Bel Air, MD · State Credit Union · Chartered in MD
Who can join
State government employees (special charter)
Members
13,626
Net Worth Ratio
9.65%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$285.5M
Total Shares
$256.6M
Total Loans
$190.9M
Net Worth Ratio
9.65%
≥7% = Well Capitalized
Members
13,626
Delinquency Rate (60d+)
0.39%
$736K
Loan-to-share ratio: 74.4%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 76 | 63 | 3 | 82.9% | 4.0% |
| 2022 | 85 | 74 | 4 | 87.1% | 4.7% |
| 2021 | 38 | 22 | 5 | 57.9% | 13.2% |
No CFPB complaint data available for this credit union.
Main Branch
30 N Hickory Ave, Bel Air, MD, 21014-3249
7:30 a.m.- 5:00 p.m. Mon-Wed 7:30 a.m. - 7:00 p.m. Thur-Fri 9 a.m. - 1 p.m. Sat
Aberdeen
1028 Middleton Rd, Aberdeen, MD, 21001-2281
9 a.m. - 5 p.m. Mon-Wed 9 a.m. - 7 p.m. Thur-Fri 9 a.m. - 1 p.m. Sat
Abingdon
3422 Emmorton Rd, Abingdon, MD, 21009-2016
7:30 a.m. - 5:00 p.m. Mon-Wed 7:30 a.m. - 7:00 p.m. Thur-Fri 9:00 a.m. - 1:00 p.m. Sat
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/har-co" target="_blank" rel="noopener">View HAR-CO on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.