HEMA
Silver Spring, MD · Federal Credit Union · Chartered in MD
Who can join
Multiple / other
Members
1,787
Net Worth Ratio
9.99%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$16.8M
Peer Group 3
Members
1,787
as of latest quarter
Net Worth Ratio
9.99%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$16.8M
Total Shares
$15.1M
Total Loans
$6.9M
Net Worth Ratio
9.99%
≥7% = Well Capitalized
Members
1,787
Delinquency Rate (60d+)
0.31%
$22K
Loan-to-share ratio: 46.0%· healthy range 60–80%
Branch Locations
NCUAHEMA Federal Credit Union
8701 Georgia Ave Ste 407, Silver Spring, MD, 20910-3713
10 am - 4 pm
Fiserv - Disaster Recovery
4897 W Lake Park Blvd, Salt Lake City, UT, 84120-8205
Eagle Bank
8677 Georgia Ave, Silver Spring, MD, 20910-3405
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
Embed This Profile
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/hema" target="_blank" rel="noopener">View HEMA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.